Here’s How Big Ripple’s New Singapore Move is for XRP – Pundit Breaks it Down

• Ripple’s expanded MAS license in Singapore gives it full regulatory clearance to run end-to-end digital token payment flows.
• Pumpius argues this approval links directly with existing institutional activity on XRPL.
• Combined with Ripple’s acquisitions of Hidden Road and GTreasury, he says Singapore is becoming a fully regulated APAC hub.

A prominent crypto commentator known as Pumpius claims the market is still missing the magnitude of Ripple’s newly expanded regulatory approval in Singapore, a development he argues lays the groundwork for an XRP-driven institutional payments ecosystem across Asia.

While many observers dismissed the announcement as a routine “license expansion,” Pumpius says the implications are far more consequential for XRP’s long-term valuation models.

Ripple Secures Expanded MAS License to Run Full Digital Token Payment Flows

Ripple recently received an upgraded license from the Monetary Authority of Singapore (MAS), expanding its Major Payment Institution (MPI) status.

The approval allows Ripple to operate full end-to-end digital payment token services in Singapore, including fund collection, custody, token swaps, and institutional payouts using assets such as XRP and Ripple’s U.S. dollar–backed stablecoin RLUSD.

Singapore is not merely another jurisdiction for Ripple; it has operated as the company’s Asia-Pacific headquarters since 2017. According to Pumpius, MAS now recognizes Ripple Markets APAC as one of the few blockchain firms authorized to run a regulated digital asset payment stack at scale.

He argues that this transforms what Ripple can legally execute in the country, enabling the company to onboard banks, fintechs, and crypto firms directly into payment flows powered by XRP and RLUSD.

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Nobody understands how big this Singapore move really is for XRP.

Everyone reads “license expansion” and scrolls.
In reality, this is the kind of structural shift you need if you ever want to talk about four and five digit XRP in a straight face macro model.

Here is the… pic.twitter.com/uU077U4bPi

— Pumpius (@pumpius) December 1, 2025

Institutional Tokenization Activity Already Live on the XRP Ledger

Pumpius also highlights that the new regulatory approval connects directly with existing institutional activity on the XRP Ledger in Singapore. Major financial institutions, including DBS Bank and Franklin Templeton, are already issuing and trading tokenized money-market funds on XRPL.

Franklin Templeton’s sgBENJI fund is issued on the XRP Ledger, listed on the DBS Digital Exchange, and directly swappable against RLUSD, all within Singapore’s regulatory perimeter.

According to Pumpius, this creates a fully coordinated environment where tokenized assets, a compliant stablecoin, and XRP function together on the same settlement infrastructure. He says Singapore now hosts a rare combination: tokenized funds, a regulated stablecoin, a bridge asset, and a licensed payment stack capable of integrating them for institutional flows.

Ripple’s Recent Acquisitions Strengthen the Infrastructure

The commentator further ties the significance of the MAS approval to Ripple’s broader corporate expansion this year. Ripple Prime, formed through the acquisition of prime broker Hidden Road, clears approximately $3 trillion annually for over 300 institutions.

Ripple’s purchase of GTreasury also extends its reach into corporate treasury operations and global cash-management workflows.

Pumpius argues that these pieces combine into one integrated pipeline: corporate treasuries can originate flows, push them through Ripple Prime, settle on the XRP Ledger, and route liquidity through XRP and RLUSD, all from a fully regulated hub in Singapore serving the entire Asia-Pacific region.

A Foundation for Future High-Value Settlement Flows

While stressing that nothing guarantees extreme price levels, Pumpius says that if XRP were ever to reach values in the four- or five-digit range, it would be because of real institutional usage, not speculation.

That includes multi-trillion-dollar treasuries managing liquidity via XRPL, large-scale settlement of tokenized assets, and major trade hubs like Singapore clearing cross-border flows through regulated digital-asset infrastructure built on Ripple technology.

He calls the MAS decision “a quiet foundation stone,” arguing that regulators have effectively permitted Ripple to transform Singapore into the primary liquidity switchboard for XRP and RLUSD across Asia.

According to him, this approval is exactly the type of structural step required to build a credible path to XRP settling a meaningful share of the global value flows, a market he estimates exceeds $100 trillion.

Also Read: Egrag Crypto: XRP Monthly Chart Is Flashing Something Big, Here’s What’s Next

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