Ripple CEO Sees 90% Chance CLARITY Bill Passes by April – Will XRP Rally?

Ripple CEO Brad Garlinghouse has raised his confidence in the passage of landmark U.S. crypto legislation, now putting the odds at 90% by the end of April 2026. He made the comments on Fox Business, citing recent high-level discussions in Washington as a key driver of optimism.

The talks centered on the CLARITY Act, formally the Digital Asset Market Clarity Act, which aims to end long-standing regulatory uncertainty in digital assets. The bill proposes that securities-like tokens fall under the SEC’s oversight, while commodity-style assets come under the CFTC’s jurisdiction.

Regulatory Clarity and Ripple’s Stakes

For Ripple and its XRP token, the CLARITY Act could provide significant legal clarity. XRP has faced ongoing disputes over whether it should be classified as a security, and passing the bill could remove a major source of regulatory risk.

Meanwhile, Garlinghouse previously estimated an 80% chance of passage but updated his outlook after productive talks with policymakers. He highlighted negotiations over stablecoin rules, including whether issuers can share reserve interest with holders.

At the same time, banks have expressed concern about potential outflows from deposits. This worry contrasts with crypto advocates, who caution that overly strict limits could push business overseas. The White House reportedly aims to finalize compromises by March 1, with Ripple, Coinbase, and other industry leaders actively participating.

Will XRP Rally?

Prediction markets have reflected growing confidence in the bill. Polymarket briefly reported a 90% chance of passage in 2026 before settling around 70–82%, up from 50–60% in earlier weeks. The rise highlights increasing belief that bipartisan support could carry the legislation through the Senate.

The stakes are particularly high for XRP holders, who have waited years for clearer guidance. In turn, analysts suggest that regulatory certainty could encourage more banks and payment providers to adopt XRP, and possibly pave the way for ETFs.

Past events show that favorable rulings can trigger strong price movements for digital assets. While no outcome is guaranteed, the combination of clearer rules, Ripple’s expanding network, and broader market trends has many watching XRP closely.

According to Garlinghouse, the crypto sector has endured too much uncertainty for too long. If the CLARITY Act passes by April, it could signal a more confident era for U.S. digital assets, with XRP among the potential beneficiaries.

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