GHO (GHO) is a decentralized, overcollateralized stablecoin created by the Aave Protocol, one of the leading DeFi lending platforms. Launched on July 15, 2023, GHO is designed to maintain a stable $1.00 peg while operating transparently on-chain through smart contracts.

---

Key Characteristics

What Makes GHO Unique?

Unlike centralized stablecoins (USDT, USDC) backed by traditional bank reserves, GHO is:

• Fully backed by crypto collateral locked in Aave's smart contracts
• Overcollateralized (e.g., $130+ collateral required to mint $100 GHO)
• Decentralized and governed entirely by Aave DAO
• Revenue-generating for the Aave ecosystem

Current Market Position (Feb 2026)

• Price: $1.0002 (near-perfect peg)
• Market Cap: $527.55 Million
• Rank: #98 overall, 20th largest stablecoin
• 24h Volume: $15.83 Million
• Volatility: 0.067 (extremely stable)

---

How GHO Works

Minting Process:

1. Deposit collateral into Aave V3 (ETH, wBTC, USDC, etc.)
2. Mint GHO against your collateral (freshly created, not borrowed from a pool)
3. Earn yield on your underlying collateral while using GHO
4. Repay GHO + interest to unlock collateral
5. GHO is burned upon repayment, removing it from circulation

This creates an elastic supply that expands/contracts based on demand.

Multi-Chain Availability:

GHO operates on 7 blockchains: Ethereum (primary), Arbitrum, Base, Avalanche, xDai, Ink, and Plasma—powered by Chainlink CCIP bridges.

---

Key Features

1. Revenue for Aave DAO

• 100% of borrowing interest goes directly to Aave DAO treasury (not to liquidity providers)
• Generated $12-13 million annually and over $2.3 million total since launch
• Funds protocol development and governance initiatives

2. Discount for AAVE Stakers

• Users who stake AAVE tokens (stkAAVE) get discounted borrowing rates on GHO
• Up to 100% discount available
• 100 GHO can be borrowed at discount for every 1 stkAAVE held

3. Yield-Bearing Versions

• stkGHO: Stake GHO in Aave's Safety Module for ~8.4% APY (65% of supply currently staked)
• sGHO: Upcoming savings product offering 6-10% yield (launching 2025-2026)
• anti-GHO: Revenue distribution token for AAVE stakers (50% of GHO revenues)

4. Stability Module (GSM)

• Enables 1:1 conversions between GHO and other stablecoins (USDC, USDT)
• Helps maintain the $1 peg through automated arbitrage

---

Use Cases

✅ DeFi Trading & Payments: Stable medium of exchange without volatility ✅ Collateral: Use in other lending protocols and DeFi applications ✅ Liquidity Provision: Earn fees by providing GHO to AMM pools ✅ Leverage Strategies: Mint GHO while earning yield on collateral ✅ Gas Token: Native gas token for Lens Chain social protocol ✅ Institutional Finance: Available in Aave Horizon RWA market

---

Strategic Importance to Aave

GHO is central to Aave's 2030 vision:

• 10X more profitable than traditional lending (1 GHO borrowed = revenue of $10 USDC borrowed)
• Core settlement asset in upcoming Aave V4 Hub-and-Spoke architecture
• Funds $50 million yearly AAVE buyback program (94,000+ AAVE retired so far)
• Target: Scale from $500M to $1 billion supply by end of 2026

---

Challenges

⚠️ Peg Stability: Has traded below $1 at times (as low as $0.92 in Oct 2023), though currently stable ⚠️ Competition: Faces giants like USDC ($40B+) and USDT ($120B+) ⚠️ Market Risk: Relies on crypto collateral, exposed to broader market volatility ⚠️ Adoption: Still building use cases beyond Aave ecosystem

---

Bottom Line

GHO is Aave's decentralized answer to centralized stablecoins, offering transparency, yield opportunities, and deep DeFi integration. With its overcollateralized model, multi-chain presence, and innovative yield products, GHO represents a significant experiment in decentralized stablecoin design. Its success is closely tied to Aave's growth and the broader adoption of DeFi infrastructure.

**Official Re

Based on my comprehensive analysis from multiple sources, here's my assessment of GHO as an investment:

The Bottom Line: GHO is NOT a Traditional Investment

GHO is a stablecoin designed to maintain a $1.00 peg - it won't appreciate in value like Bitcoin or Ethereum. Think of it as a utility tool rather than a growth investment.

---

What is GHO?

GHO is Aave's decentralized, overcollateralized stablecoin launched in July 2023. Users mint GHO by depositing collateral into Aave V3, and 100% of interest payments flow directly to the Aave DAO treasury (making it 10x more profitable than traditional lending for the protocol).

Current Stats:

• Price: $1.0002 (stable)
• Market Cap: $527.5M (#98 rank)
• 24h Volume: $15.8M
• Volatility: 0.067 (extremely low)
• Deployed on 7+ chains (Ethereum, Arbitrum, Base, Avalanche, etc.)

---

Recent Performance & Growth

Impressive Momentum:

• ✅ 245% growth in 2025 (from ~$200M to $500M+ supply)
• ✅ 22,900+ holders across multiple chains
• ✅ 4th largest decentralized stablecoin by adoption
• ✅ 10% of Aave's protocol revenue despite being relatively new
• ✅ MiCA regulatory approval in EU (November 2025)
• ✅ Institutional validation: Ethereum Foundation borrowed $2M in GHO

2026 Roadmap:

• Uniswap V4 CDP integration (borrow GHO against LP positions)
• Aave V4 launch with hub-and-spoke architecture
• Continued cross-chain expansion

---

The Good: Why People Use GHO

1. Competitive Yields (6-15% APY)

• sGHO (Savings): 6-10% APY without slashing risk
• stkGHO (Staking): ~8.4% APY (with slashing risk)
• Platform yields: Up to 15% APR on certain exchanges
• Significantly better than traditional savings (2-3%)

2. Decentralization Benefits

• Overcollateralized (avg. 245% collateral ratio)
• DAO-governed (transparent, no single point of failure)
• No centralized custodian risk (unlike USDC/USDT)
• Smart contract-based minting/burning

3. DeFi Integration

• Deep integration with Aave's $22B+ TVL
• Predictable borrowing costs
• Seamless debt swaps within protocol
• Multi-chain accessibility

4. Revenue Efficiency

• $1 of GHO generates as much revenue as $10 of traditional Aave lending
• Aave committed to $50M annual AAVE buybacks funded by GHO revenue

---

The Bad: Significant Concerns

1. Peg Stability Issues ⚠️

• Real user report: Lost $22,000 on a $1M transaction (2.2% slippage)
• Current price: $0.9994 (slight depeg)
• Community skepticism about past depegging incidents
• Quote from trader: "$GHO is a joke - can't keep its peg"

2. Liquidity Challenges

• Liquidity score: 37.53/100 (moderate)
• $15.8M daily volume vs. USDT's billions
• Turnover rate: 0.63% vs. USDT's 8.2%
• Chicken-and-egg problem: Low liquidity deters usage, but usage needed to build liquidity

3. Risk Metrics

• Risk score: 55.18/100 (moderate risk)
• Smart contract risk (new V4 deployment coming)
• Concentration risk (0.4% supply with single borrower)
• Slippage issues on large transactions

4. Competition

• USDT dominates with 55% market share
• USDC at 23%, DAI at 7%
• Newer yield-bearing stablecoins: USDe ($13.7B), USDf ($1.8B)
• GHO at only 4% market share

5. Recent Momentum Concerns

• Aave protocol fees down -1.16% (24h)
• Protocol revenue down -3.19% (24h)
• Modest holder revenue suggests adoption still ramping

---

Who Should Consider GHO?

✅ Good Fit If You:

• Are active in DeFi and use Aave protocol
• Seek 6-15% yields on stablecoin holdings
• Value decentralization over convenience
• Have smaller transaction sizes (<$100K)
• Understand DeFi mechanics and smart contract risks
• Want to support Aave ecosystem growth

❌ Avoid If You:

• Need large-scale liquidity ($1M+ transactions)
• Require perfect $1.00 peg at all times
• Are risk-averse and prefer USDC/USDT
• Don't understand overcollateralization
• Need frequent fiat on/off-ramps
• Seek price appreciation (it's a stablecoin!)

---

Investment Strategy Recommendations

For Stablecoin Yield Seekers:

Rating: 7/10 - GHO offers competitive yields (6-15% APY) that beat traditional savings and most centralized stablecoins. However, peg stability issues and liquidity concerns mean you should:

• Start with smaller amounts (<$50K)
• Monitor peg stability closely
• Use sGHO (lower risk) over stkGHO initially
• Diversify across multiple stablecoins

For Growth Investors:

Rating: 2/10 - GHO won't appreciate in value. If you believe in Aave's growth story, buy AAVE token instead:

• AAVE captures protocol revenue from GHO
• $50M annual buyback program reduces supply
• Fixed 16M token cap creates scarcity
• Experts view AAVE as undervalued relative to $34-44B TVL

For DeFi Power Users:

Rating: 8/10 - GHO is excellent for:

• Borrowing against Aave collateral
• Yield farming strategies
• Cross-chain DeFi operations
• Looping strategies on platforms like Fluid

---

Final Verdict

GHO is a promising but still-maturing decentralized stablecoin with strong fundamentals tied to Aave's dominance. However, it faces real execution challenges around peg stability and liquidity.

Community Sentiment: 80% Positive (Cautiously Optimistic)

My Recommendation:

• As a stablecoin utility: ⭐⭐⭐⭐☆ (4/5) - Good for DeFi users seeking yields
• As a growth investment: ⭐☆☆☆☆ (1/5) - It's designed to stay at $1.00
• Risk-adjusted: ⭐⭐⭐☆☆ (3/5) - Moderate risk with moderate rewards

Better Alternative for Investment Exposure: If you want to invest in GHO's success story, buy AAVE token instead. AAVE captures the upside from GHO adoption through:

• Protocol revenue (10% already from GHO)
• Buyback programs ($50M annually)
• Governance rights over GHO parameters
• Potential for 4-figure valuations by 2030 (per analyst projections)

Key Watchpoints for 2026:

• Can GHO reach $1B supply milestone?
• Will peg stability improve with Aave V4?
• How does Uniswap V4 integration impact adoption?
• Can liquidity challenges be resolved?

---

Need help deciding? If you're unsure about your risk tolerance, I recommend taking the /questionnaire to get personalized recommendations based on your investment goals and risk profile.

GHO (GHO) Price Prediction - February 2026

🎯 Critical Understanding: GHO is a Stablecoin

Before diving into predictions, it's essential to understand that GHO is NOT a speculative cryptocurrency—it's Aave's decentralized, overcollateralized stablecoin designed to maintain a $1.00 USD peg. Traditional "price predictions" don't apply here; instead, we focus on peg stability, supply growth, and ecosystem adoption.

---

📊 Current Market Status (February 10, 2026)

Price & Stability

• Current Price: $1.0002 USD (±0.02% from peg)
• Market Cap: $527.55 Million
• 24h Volume: $15.83 Million
• Market Rank: #98 globally
• Volatility Score: 0.0662 (extremely low—confirming stablecoin behavior)

Recent Performance

• 1 Hour: -0.02%
• 24 Hours: +0.06%
• 7 Days: +0.07%

Peg Status: ✅ Stable — GHO is maintaining its $1 peg effectively with minimal deviation ($0.9988-$1.00 range).

---

🚀 Major Developments & Growth Trajectory

Explosive Supply Growth

GHO has experienced remarkable adoption:

Key Milestones (2025-2026)

✅ June 2025: Avalanche L1 deployment via Chainlink CCIP ✅ October 2025: stkGHO staking module launch (8.4% APY) ✅ November 2025: MiCA regulatory approval (EU compliance—zero-fee euro-to-GHO conversions) ✅ January 2026: $500M supply milestone achieved ✅ February 2026: Governance funding for CEX liquidity (Bybit/OKX listings planned)

---

🔮 Price Predictions & Outlook

Short-Term (2026): Peg Stability Expected

Consensus: GHO will maintain its $0.998-$1.00 peg throughout 2026.

Factors Supporting Stability:

• ✅ Overcollateralization: Users must deposit 130%+ collateral value
• ✅ Stability Module (GSM): Enables 1:1 conversions with USDC/USDT for arbitrage
• ✅ Fixed Oracle Price: Protocol values GHO at exactly $1 regardless of secondary market
• ✅ MiCA Approval: Regulatory clarity reduces systemic risk
• ✅ Multi-Chain Liquidity: Deployed on Ethereum, Arbitrum, Avalanche, Base, with Mantle coming

Risks to Peg:

• ⚠️ High Borrow Utilization: If >75%, rate hikes could reduce demand
• ⚠️ Collateral Volatility: Crypto bear market could stress overcollateralization
• ⚠️ Liquidity Concerns: Volume/market cap ratio at 3% (vs. USDT's 8.2%)—thinner secondary markets

---

📈 Supply Growth Predictions (The Real "Price Action")

Since GHO maintains a $1 peg, supply growth is the key metric for measuring success:

2026 Targets

• Base Case: $750M-$1B supply by end of 2026
• Bull Case: $1.5B+ if Aave V4 launches successfully and institutional adoption accelerates
• Bear Case: $600M-$700M if DeFi market stagnates or V4 delays occur

Community Sentiment: Aave founder Stani Kulechov announced "next stop billy" (billion), signaling strong confidence in reaching $1B supply.

2027-2030 Long-Term Vision

• 2027: $2B-$5B supply (if DeFi recovery continues)
• 2030: Potential to rival DAI ($5B+) as a top-3 decentralized stablecoin

---

💰 The Real Investment Opportunity: AAVE Token

While GHO itself won't appreciate (it's pegged to $1), AAVE token holders benefit directly from GHO's growth:

Why AAVE Benefits from GHO:

1. Revenue Generation: 100% of GHO borrowing interest flows to Aave DAO treasury
2. Efficiency: 1 GHO minted generates as much revenue as $10 borrowed on Aave (per Marc Zeller, Aave-Chan Initiative)
3. Buyback Program: $50M annual AAVE buyback funded by GHO revenue
4. Current Impact: GHO already represents 10% of Aave protocol revenue at $500M supply

AAVE Price Predictions (Linked to GHO Growth)

2026 Forecasts

• Bear Case: $250 (choppy macro, DeFi underperformance)
• Base Case: $420 (DeFi recovery, V4 launch, TVL climbs to $40B+)
• Bull Case: $850 (strong crypto bull market, buyback squeeze, DeFi narrative dominance)

2027-2030 Forecasts

• 2027-2028: $650 average (healthy market-cap-to-TVL ratios)
• 2029-2030: $1,500-$2,500 (DeFi scales to trillions, Aave captures significant share)

Analyst Consensus: Four-figure AAVE prices are "not a wild moonshot" if V4 and GHO deliver as planned.

---

🌐 Community Sentiment Analysis

X.com (Twitter) Sentiment: 95%+ Bullish

The crypto community shows overwhelming optimism about GHO's future:

Key Themes:

• 🟢 "Sleeping Giant": Underappreciated now, but positioned for explosive growth
• 🟢 Decentralization Advantage: Transparent, overcollateralized alternative to USDC/USDT
• 🟢 Institutional Interest: Ethereum Foundation borrowed $2M GHO; Galaxy Trading uses GHO for yield strategies
• 🟢 Sustainable Growth: Focus on fundamentals over hype—long-term DeFi infrastructure play

Notable Quotes:

• Stani Kulechov: "$500M supply achieved—next stop billy" (billion)
• Community analysts: "GHO is a key growth driver for Aave; urge $AAVE accumulation"

---

🎯 2026 Catalysts to Watch

Bullish Catalysts

1. ✅ Aave V4 Mainnet Launch: Unified liquidity, modular architecture, GHO as core settlement asset
2. ✅ $1B Supply Milestone: Each $1B adds ~$100M annual DAO revenue
3. ✅ CEX Listings: Bybit, OKX listings planned (February 2026 governance proposal)
4. ✅ Uniswap V4 Integration: LP-backed GHO borrowing with 50% revenue sharing
5. ✅ Institutional Adoption: Ethereum Foundation, Galaxy Trading, Aave Arc (permissioned lending)

Bearish Risks

1. ⚠️ V4 Deployment Delays: Technical or governance challenges
2. ⚠️ Peg Instability: Sustained >75% borrow utilization could trigger rate hikes
3. ⚠️ Regulatory Crackdowns: DeFi lending restrictions in major jurisdictions
4. ⚠️ Collateral Volatility: Crypto bear market could stress overcollateralization
5. ⚠️ Competition: USDC, DAI, USDe gaining market share

---

📊 Key Metrics to Monitor

---

🏁 Final Verdict: What to Expect

For GHO Holders:

• Price: Will remain at $1.00 ± 0.2% throughout 2026 and beyond
• Use Cases: Reliable borrowing costs, DeFi liquidity provision, yield opportunities (8.4% APY via stkGHO)
• Risk: Minimal price risk; focus on smart contract and collateral risks

For Investors:

• Direct GHO Investment: Not a speculative play—use for stability and yield
• Indirect Play (AAVE Token): High conviction opportunity if you believe in GHO's growth
  • Current AAVE price (~$82-$98) seen as undervalued entry point
  • Target: $420 base case, $850 bull case by end of 2026
  • Long-term: $1,500-$2,500 by 2029-2030

Bottom Line:

GHO is not about price appreciation—it's about ecosystem adoption and utility. The real "price prediction" is supply growth: $500M → $1B in 2026 → multi-billion by 2030. If you want exposure to GHO's success, buy AAVE token, which captures the value created by GHO's expansion.

---

🔗 **Official Re

Based on my comprehensive analysis, here's what you need to know about GHO's potential:

The Critical Context: GHO is a Stablecoin

GHO is designed to maintain a $1.00 peg, not appreciate like typical cryptocurrencies. Currently trading at $1.0001 with extremely low volatility (0.067 score), it's functioning exactly as intended. So the question "how high can it go?" needs reframing: GHO's success is measured by supply growth and adoption, not price appreciation.

---

Supply Growth Potential (The Real "Upside")

Current Status (February 2026)

• Supply: $527 million (all-time high)
• Market Rank: #98 overall, #4 stablecoin by volume
• Recent Growth: 245% increase in 2025 alone

Near-Term Targets (2026-2027)

• $1 Billion Supply: Frequently cited by Aave founder Stani Kulechov as the next milestone ("next stop billy")
• Top-10 Stablecoin Status: Currently #23 by TVL, targeting top-10 position
• Multi-Billion Dollar Vision: Community expects $10B+ supply long-term if adoption accelerates

Why This Matters

Every $1 of GHO minted generates $10 in borrowing revenue for Aave DAO (10x multiplier). Despite being <1% of Aave's total borrowing, GHO already represents 10% of protocol revenue. At $1B supply, it could drive 50% of Aave's revenue.

---

Major Growth Catalysts for 2026-2027

✅ Cross-Chain Expansion

• Now live on 7 blockchains (Ethereum, Arbitrum, Base, Avalanche, xDai, Ink, Plasma)
• Chainlink CCIP integration enables seamless cross-chain transfers
• Each new chain unlocks fresh liquidity and use cases

✅ Yield Innovation

• sGHO (Savings Product): ~8.4% APY launched October 2025
• stkGHO Staking: Earn additional GHO rewards with 50% of protocol fees
• Competitive yields attracting capital from centralized stablecoins

✅ Regulatory Approval

• MiCA Approval (November 2025): EU regulatory clearance for zero-fee euro-to-GHO conversions
• Positions GHO as compliant stablecoin for institutional adoption
• Potential US regulatory clarity via GENIUS Act

✅ DeFi Infrastructure Integration

• Uniswap V4 CDP Integration: Borrow GHO against LP positions (in development)
• Aave V4 Launch: Hub-and-spoke architecture with GHO as native settlement asset
• Institutional Validation: Ethereum Foundation borrowed $2M in GHO (May 2025)

✅ Market Positioning

• Decentralization Advantage: Overcollateralized (245% avg) vs. centralized stablecoins
• Revenue Efficiency: Generates 10x more revenue per dollar than USDC for Aave
• Peg Stability: Maintains $0.998-$1.00 range despite market volatility

---

Community Sentiment: Overwhelmingly Bullish

80%+ positive sentiment on social media with key themes:

• "Quiet builder" approach prioritizing fundamentals over hype
• Strong on-chain metrics: Top wallets increased AAVE holdings to 80.36%
• No depeg events in 2026 despite bearish market conditions
• Consistent milestone celebrations (supply ATHs driving engagement)

Stani Kulechov's Vision: "GHO took the 'harder' decentralized approach, but it's now starting to yield results."

---

Price Ceiling Analysis

For GHO Token Itself:

• Realistic Range: $0.99 - $1.01 (stablecoin peg)
• Not an Appreciating Asset: Designed for stability, not speculation
• Value Proposition: Utility in DeFi borrowing, predictable costs, yield through staking

For AAVE Token (GHO's Parent Protocol):

GHO's success directly benefits AAVE holders through protocol revenue:

• 2026 Base Case: $420 AAVE
• 2026 Bull Case: $850 AAVE
• 2027-2028 Average: ~$650 AAVE
• 2027-2028 High: $1,200 AAVE (if GHO becomes embedded in DeFi stack)

---

Risk Factors to Consider

⚠️ Competition: USDC, USDT, USDe, and other stablecoins have larger liquidity and market share ⚠️ Liquidity: 0.63% turnover vs. USDT's 8.2% - still building depth ⚠️ Collateral Risk: Extreme market crashes could test overcollateralization model ⚠️ Regulatory Uncertainty: DeFi lending faces potential KYC/securities regulation pressure ⚠️ Technical Risk: V4 migration complexity, smart contract vulnerabilities

---

Bottom Line: How High Can GHO Go?

As a Stablecoin:

GHO will stay at ~$1.00 - that's the entire point. If you're looking for price appreciation, GHO is not the right asset.

As an Ecosystem Play:

GHO's supply could 10x to $5B+ by 2027-2028, making it a top-10 stablecoin. This growth would:

• Massively increase Aave protocol revenue
• Drive AAVE token value appreciation
• Establish GHO as a DeFi infrastructure layer

Investment Strategy:

• Hold GHO: For stable value storage, DeFi transactions, and 8.4% yield via sGHO
• Hold AAVE: To capture upside from GHO's growth and protocol revenue
• Monitor Milestones: $1B supply target, V4 launch, additional CEX listings

The real question isn't "how high can GHO go?" but rather "how big can GHO become?" - and the answer is potentially multi-billion dollar supply if execution continues on its current trajectory. 🚀

How to Buy GHO (GHO) - Complete Guide

Great question! GHO is a decentralized stablecoin created by Aave Protocol, pegged 1:1 to the US Dollar. Here's everything you need to know about purchasing it:

🎯 Quick Overview

Current Price: $1.0001 USD Market Cap: $527.5 Million 24h Volume: $15.6 Million Rank: #98 Networks: Available on 7 blockchains (Ethereum, Arbitrum, Base, Avalanche, Gnosis, Ink, Plasma)

---

🛒 Best Ways to Buy GHO

Option 1: Centralized Exchanges (Easiest for Beginners)

Available on:

• Gate.io - Highest trading volume (GHO/USDT pair)
• Coinbase - Trusted US exchange
• Bitget - GHO/USDT trading
• OKX - Multiple trading options

Steps:

1. Create an account on your chosen exchange
2. Complete KYC verification (ID required)
3. Deposit funds via bank transfer or credit/debit card
4. Buy GHO directly, or buy USDT/USDC first and swap to GHO
5. Optionally withdraw to your personal wallet for self-custody

Best for: First-time buyers, fiat on-ramps, larger purchases

---

Option 2: Web3 Wallet with Fiat On-Ramp (Fast & Direct)

Supported Wallets:

• MetaMask (most popular)
• OKX Wallet
• Tangem
• Mt Pelerin

Steps:

1. Download and set up MetaMask (or another wallet)
2. Secure your seed phrase (write it down offline!)
3. Click "Buy" in the wallet
4. Select GHO on Ethereum network
5. Choose payment method:
   • Credit/debit card (2-5% fee)
   • Bank transfer (0.5-2% fee)
   • Apple Pay/Google Pay
   • PayPal
6. Complete purchase - GHO arrives in your wallet in minutes

Best for: Quick purchases, maintaining self-custody, privacy

---

Option 3: Decentralized Exchanges (DEX) - Lowest Fees

Popular DEXs:

• Uniswap (Ethereum, Arbitrum, Base) - Most liquidity
• Curve Finance (Ethereum) - Best for stablecoin swaps
• Fluid (Ethereum, Arbitrum)
• Balancer

Steps:

1. Set up a Web3 wallet (MetaMask recommended)
2. Buy ETH, USDC, or USDT on a centralized exchange
3. Transfer crypto to your wallet
4. Visit Uniswap or Curve Finance
5. Connect your wallet
6. Swap your crypto for GHO (use contract address: 0x40d16fc0246ad3160ccc09b8d0d3a2cd28ae6c2f on Ethereum)
7. Confirm transaction and pay gas fees

Best for: Experienced users, lowest fees (0.01-0.3%), no KYC

---

Option 4: Mint GHO on Aave (Advanced)

For DeFi Users:

1. Visit app.aave.com
2. Supply collateral (ETH, WBTC, AAVE, DAI, etc.)
3. Borrow/mint GHO against your collateral
4. Earn interest on your collateral while holding GHO
5. Repay GHO + interest when ready to close position

Requirements: Over-collateralization (typically 150%+) Best for: Yield seekers, experienced DeFi users

---

💰 Cost Comparison

Gas Fees:

• Ethereum mainnet: $5-50+ (higher during congestion)
• Arbitrum/Base: $0.10-2 (much cheaper!)

---

🌐 Multi-Chain Availability

GHO is available on 7 networks - choose based on your needs:

---

🔒 Security Tips

✅ Do:

• Use official wallet apps only
• Enable 2FA on exchange accounts
• Back up your seed phrase offline
• Start with small test amounts
• Use hardware wallets for large holdings

❌ Don't:

• Share your seed phrase with anyone
• Download wallets from unofficial