COCA Reaches Unicorn Status with $1.3 Billion Valuation
COCA, a stablecoin challenger bank, has achieved unicorn status with the $COCA token surpassing $1 and currently trading at $1.59, pushing the platform into the three-comma club with a fully diluted valuation (FDV) exceeding $1 billion. The milestone was announced on January 20, 2026.
Milestone Driven by Fundamentals, Not Speculation
COCA emphasizes that this milestone is the result of business fundamentals and real-world usage, not short-term market speculation. The milestone reflects growing investor confidence in a new category of financial infrastructure: stablecoin challenger banking built for everyday life.
Rapid Revenue Growth
In just nine months, the company reached a $3M+ annual recurring revenue (ARR) run rate, generated through payments, card usage, and core banking activity—an unusually fast trajectory for a crypto-native financial platform.
Tokenomics and Governance
Users stake $COCA to unlock enhanced banking benefits and governance rights, aligning long-term participation with ecosystem growth. To reinforce predictability and long-term confidence, no new token distributions are planned until December 1, 2026, with any future changes subject to community governance.
Platform Overview
COCA is a next-generation stablecoin challenger bank trusted by over 1 million users worldwide, built on a fully non-custodial architecture with MPC security and biometric recovery, enabling users to spend, earn, and manage stablecoins globally with banking-grade simplicity.
Recent Partnership Discussions
A proposed partnership between the LUNC ecosystem and COCA is generating growing attention within the crypto community. The proposed LUNC x COCA partnership aims to bring real-world utility to LUNC and a massive community to COCA.
Current Market Performance
The live COCA price is $1.40 USD with a 24-hour trading volume of $744,559 USD. With a price increase of 7.60% in the last 7 days, COCA is outperforming the global cryptocurrency market which is up 1.80%.
Sources:
- https://www.prnewswire.com/news-releases/coca-stablecoin-challenger-bank-hits-unicorn-status-302665276.html
- https://coinmarketcap.com/currencies/coca/
- https://www.coingecko.com/en/coins/coca
- https://cryptolifedigital.com/2026/01/08/lunc-and-coca-partnership-proposal-signals-potential-utility-expansion/