Usual USD (USD0) Maintains Stability Amid Broader Stablecoin Market Growth
Market Performance and Price Stability
As of January 18, 2026, Usual USD (USD0) is trading at $0.998726, demonstrating the stablecoin's core function of maintaining price stability near its $1 peg. The trading volume of Usual USD (USD0) is $5,397,472.85 in the last 24 hours, representing a 38.20% increase from one day ago and signalling a recent rise in market activity.
The token's market position remains solid, with the market cap at $598.68M, ranking it #142 among all cryptocurrencies. This represents a 0.10% price increase in the last 24 hours and a 0.00% price increase in the past 7 days, reflecting the stability expected of a stablecoin asset.
Protocol Features and Competitive Positioning
USD0 is a stablecoin fully backed 1:1 by Real-World Assets (RWA) like US Treasury Bills. It provides users with a stable, secure asset that is independent of traditional banking systems, fully transferable, and accessible within the DeFi ecosystem.
The world's first RWA stablecoin that aggregates various US Treasury Bill tokens, providing a secure & permissionless bankruptcy-remote solution unlinked to traditional bank deposits. This distinguishes USD0 from traditional stablecoins that rely on bank deposits.
Ecosystem Expansion and Product Offerings
USD0 for stability, USD0++ for growth, and $USUAL for governance and revenue-sharing, soon strengthened by yield optimizer, fixed rates, and fixed terms to deliver a unique range of products. bUSD0, a liquid staking version of USD0, acts like a savings account for Real-World Assets with a 4-year lock-up.
Broader Stablecoin Market Context
The stablecoin sector is experiencing significant regulatory and institutional momentum. On July 18, President Donald Trump signed the Guiding and Establishing National Innovation for U.S. Stablecoins Act, also known as the GENIUS Act, into law, creating the first comprehensive federal framework for dollar-backed stablecoins. The legislation imposed reserve requirements, audit standards, and clear supervisory pathways, repositioning stablecoins from experimental instruments to regulated financial infrastructure.
Full implementation is targeted for 2026, with regulators required to finalize rules by July 18, 2026. The FDIC has already proposed procedures for bank subsidiaries to issue stablecoins, signaling growing bank involvement.
Community and Governance Model
By giving users ownership of the protocol, Usual ensures value circulates within the community, not just among a few. Every dollar in the system builds real, shared rewards, with 90% of value going back to users.
Sources:
- https://www.bybit.com/en/price/usual-usd/
- https://www.coingecko.com/en/coins/usual-usd
- https://www.coinbase.com/price/usual-usd
- https://usual.money/
- https://finance.yahoo.com/news/top-us-crypto-bills-watch-100215687.html
- https://www.investing.com/analysis/us-crypto-regulation-sets-the-stage-for-stablecoins-to-enter-core-finance-in-2026-200672588