XDC Network Enables Real-World Stablecoin Spending at 150+ Million Merchants
XDC Network has crossed $1.3 billion in stablecoin transaction volume as USDC becomes usable for real-world transactions at Visa-accepted merchants worldwide. Through OrbitX Pay, users can deposit USDC held on XDC into the app and access a Visa card for online and in-store payments, while retaining full self-custody throughout the process.
Settlement occurs in real time on the XDC Network, eliminating conversion delays, hidden foreign-exchange markups, and the waiting periods commonly associated with traditional crypto off-ramps. Early data from OrbitX's existing user base shows strong adoption in the UAE, with growing traction across Southeast Asia and Latin America, where gaps in banking infrastructure make crypto-to-spending solutions particularly valuable.
Major Protocol Upgrade Completed
XDC Network completed its Cancun Hard Fork upgrade on January 15, 2026, implementing Ethereum's EIP-1559 for predictable fees and enhancing overall network performance and stability. The v2.6.8 upgrade integrates Ethereum Improvement Proposal (EIP) 1559 onto the XDC mainnet, which changes how transaction fees are calculated, delivers a faster and more efficient Ethereum Virtual Machine (EVM), strengthens the network's consensus mechanism for better reliability, and updates support for the latest Solidity smart contract compiler (v0.8.28).
Supply Adjustment and Token Unlock
On February 5, 2026, XDC Network released approximately 841.18 million XDC tokens into the circulating supply, valued at roughly $29.3 million, representing a 5% increase in the total amount of XDC available for trading.
Trade Finance Expansion Underway
The initial pilot in Q1 2026 will focus on trade flows of rice and coffee beans between India and Australia, using the XDC Trade dApp to digitize documents and connect verified trades to financing. The acquisition of Contour Network (previously backed by HSBC and Citi) positions XDC as a primary bridge for digitizing global supply chains.
Market Performance and Price Action
As of January 31, 2026, XDC was trading in a defined range between support near $0.034 and resistance at $0.040–$0.042, with the market structure showing sideways consolidation with low volume. With a price increase of 10.20% in the last 7 days, XDC Network is outperforming the global cryptocurrency market which is down -5.20%.
Real-World Asset Tokenization Growth
Brazilian FinTech LIQI recently hit a $100 million tokenization milestone on XDC, with a roadmap to reach $500 million by the end of the year. XDC has surpassed $717 million in tokenized Real-World Assets as of early 2026 and continues to expand its "Stable-Coin Lab" and trade finance partnerships.