XRP (XRP) Daily Market Analysis 22 February 2026

XRP shows divergence between price consolidation and strong fundamentals – here's the latest: • Trading at $1.43 (22 February 2026) with a 7-day decline of -5.28%, but maintains 4th largest market cap • Regulatory CLARITY Act could classify XRP as a commodity, with a 90% passage probability and key White House deadline on 1 March 2026 • Social sentiment hits a 5-week high with 77.1% bullish rating, while XRP spot ETFs see a 3-week inflow streak totalling $1.3B+ • Ripple's RLUSD stablecoin grows to $1.38B market cap, and SBI Holdings issues a ¥10B on-chain bond with XRP rewards • Standard Chartered slashes 2026 price target from $8 to $2.80, highlighting analyst caution amid community optimism