Analyst: "Most XRP Holders Misjudge What the Token Is For"

In a recent video, a popular wealth building & crypto expert warned that “most people who own XRP don't actually understand what they're holding,” arguing that investors are judging the asset with the wrong playbook. Rather than treating XRP as a stock substitute or a typical speculative token, Kamilah Stevenson frames it as financial “plumbing” built for moments of severe liquidity stress — the kind of market conditions most traders prefer not to think about. XRP As Neutral Settlement “Plumbing” Not a Speculative Star The analyst’s core claim is blunt: XRP “was designed as a neutral settlement asset,” not

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