XRP vs XLM? Competitor Roles Switch As Institutions Pick Both

An independent crypto analyst argues that the long-running “XRP vs XLM” tribal fight is outdated, pointing to accelerating institutional adoption of both networks for real‑world asset (RWA) tokenization and cross‑border payments. In a recent video, Nick a.k.a NCash frames XRP and Stellar (XLM) not as rivals, but as specialists serving different segments of the same emerging financial stack. From Payments Rail To “Institutional DeFi Powerhouse” The analyst highlights fresh data showing a sharp pickup in tokenized assets and transaction volume on the XRP Ledger. According to a cited post, tokenized RWAs on XRP grew by roughly 2,200% last year,

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