Analyst Floats $18K XRP Scenario Using Bank-Style Valuation Model

A mainstream online crypto analyst has resurfaced a bold XRP valuation thesis, arguing that—under aggressive assumptions—the token could theoretically reach five-figure prices. Levi's recent video dissects a discounted cash flow (DCF) model originally published by Valhil Capital that treats XRP as the “backbone of the entire financial system,” raising fresh debate over how far utility-driven pricing can stretch. A Bank-Style Model Puts XRP Back At The Spotlight Levi Rietveld focuses on what is described as “XRP Valuation Model Number 4,” a DCF-based framework adapted to global payments. This model starts from a base figure of roughly $104 trillion in

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