Morning Crypto Report: Ripple USD Stablecoin Deletes $21,804,950 From Circulation, $100,000 for Bitcoin in January Not Surreal, Bitwise Files for ETF on Zcash (ZEC)

New Year's Eve opens, with Ripple burning $21,804,950 in its own stablecoin, Bitcoin price prediction pointing to $100,000 for January and Bitwise putting Zcash on ETF watch as 2026 starts, with eyes on risk.