XRP Price Prediction: Does $3,000 Grow Faster in XRP at $1.35 or in Pepeto Before Its Listing Fires?

Every XRP price prediction sounds the same until real bank money shows up in a filing, and this week it did. A Schwab money fund disclosed on September 8 that XRP ETF shares now sit inside repo collateral pledged by JPMorgan and Bank of America, per Bitcoin.com News. So where does $3,000 work harder right