Cardano drops 7–12% weekly while this $0.035 coin touted as better ADA alt

Cardano (ADA) holders have had a difficult week, with the token slipping between 7% and 12% in value. Many investors are now looking for projects that combine both innovation and resilience.

While older projects like ADA face heavy corrections, Mutuum Finance (MUTM) is entering the spotlight as a fresh alternative that is gaining traction during its presale.

With its token priced at only $0.035 in Phase 6, Mutuum Finance (MUTM) is being regarded by many as a better long-term choice in the DeFi space.

Cardano (ADA) falls

Cardano (ADA) dropped 7–12% over the past week, trading at ~$0.74 as of August 18, 2025, underperforming the crypto market’s 2.8% decline, per CoinGecko data.

The slide, with a 24-hour trading volume of $713.54 million, aligns with a broader sell-off driven by macroeconomic fears, including US-China trade tensions, a weak US jobs report, and Trump’s proposed 25% tariffs. 

Despite a 6.5% TVL surge to $340.3 million, fueled by DeFi protocols like Minswap, ADA faces pressure from whale sell-offs, with 390 million ADA exiting mid-sized wallets, per AlvaApp on X.

Technical indicators show a bearish MACD and RSI at 40, with support at $0.70 and resistance at $0.78. The Plomin hard fork and $71 million treasury allocation offer long-term upside, but a break below $0.70 could test $0.65.

Cardano (ADA) retraces, Mutuum Finance (MUTM) advances

When long-standing platforms like Cardano (ADA) retrace, it raises questions for many about why crypto is down despite the constant flow of new ideas. That is where Mutuum Finance (MUTM) stands out.

The project is not built on hype but on working mechanics that have immediate application in lending and borrowing. The presale itself shows the difference: Phase 6 tokens are offered at $0.035, and demand has already driven results with $14.63 million raised, 22% of the phase sold, and over 15,450 holders on board.

Momentum is clearly building. With only a short time before Phase 6 concludes, the token price will move up to $0.04 in Phase 7, representing a 15% increase.

For early participants, this kind of structured progression creates a sense of urgency that is rarely seen in older networks like Cardano (ADA), which are often weighed down by market volatility.

Real DeFi mechanics driving adoption

Mutuum Finance (MUTM) is designed as a decentralized, non-custodial protocol, where both peer-to-contract (P2C) and peer-to-peer (P2P) lending are fully integrated.

This brings flexibility to different types of investors and borrowers. For example, in the P2C model, an investor depositing $20,000 worth of ETH would earn 14% APY, equal to $2,800 yearly.

This type of passive income appeals to those investing in crypto who want steady returns without daily trading.

On the borrowing side, a user who collateralizes $8,000 worth of SOL can borrow $5,600 in USDT at a 70% loan-to-value ratio.

This structure gives borrowers liquidity without being forced to sell their SOL holdings, keeping them exposed to future price growth. For more direct deals, the P2P model is equally attractive.

A lender can negotiate a 30% APY on a $3,000 DOGE loan to another user, opening up high-yield opportunities that are impossible in traditional finance.

Unlike older chains, Mutuum Finance (MUTM) is focusing on building lending applications with real use cases.

For many investors, asking about is crypto a good investment in 2025 and beyond; the answer increasingly depends on whether projects deliver practical solutions. MUTM positions itself exactly in this category.

Security, incentives, and long-term outlook

Strong fundamentals are complemented by a robust security framework. Mutuum Finance (MUTM) has undergone a CertiK audit, achieving a Token Scan score of 95 and a Skynet score of 78, both regarded as strong indicators of reliability.

Beyond audits, the project has launched a $50,000 bug bounty program, rewarding ethical hackers with up to $2,000 for critical issues, $1,000 for major issues, and descending amounts for medium and minor reports. Such transparency adds confidence to a project still in its presale stage.

To expand its community reach, Mutuum Finance (MUTM) is also running a $100,000 giveaway campaign. Ten winners will each receive $10,000, boosting engagement and adding another reason for retail investors to pay attention.

The project’s roadmap indicates further acceleration. At the close of the presale, the token will list at $0.06, meaning that Phase 1 buyers at $0.01 already sit on 3.5× on paper.

At listing, this grows to 6×. Analysts expect early trading momentum to drive the token toward $0.30, representing 5× unrealized gains from launch.

These projections are not speculative in isolation—they are tied to the anticipated beta launch, exchange listings on major platforms like Binance and KuCoin, and the revenue-driven buyback mechanism that will channel value back into the ecosystem.

ADA fades while Mutuum Finance (MUTM) builds

Cardano (ADA)’s retracement underlines the challenges older platforms face.

While ADA works through market cycles, Mutuum Finance (MUTM) is focusing on active development, expanding use cases, and building out its lending protocol with features that retail and institutional investors are both likely to use.

For those seeking to invest in crypto that combines utility with growth, MUTM appears to offer a stronger path forward.

Cardano (ADA) had its moment in the spotlight, but as it faces another correction, a new project is preparing to capture attention.

With a presale still active at $0.035 and a roadmap pointing toward live exchange trading and platform launches, Mutuum Finance (MUTM) is being discussed as ADA’s better alternative.

For investors asking which project can grow beyond short-term speculation, the answer is becoming clearer: MUTM is shaping up to be one of the best opportunities in the next wave of DeFi growth.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

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