Retail rotation is heating into $0.035 play, BTC just held weekly stability at $113,000

After weeks of volatility, Bitcoin (BTC) has finally shown signs of weekly stability around $113,000, creating a calm moment across major crypto coins.

But while BTC steadies, retail money is already starting to rotate into newer altcoin plays that promise much faster upside.

Among them, Mutuum Finance (MUTM) has emerged as a standout in presale at $0.035, attracting both small investors and larger allocators preparing for what many expect to be a sharp rerating once it lists.

Bitcoin (BTC) held weekly stability

Bitcoin (BTC) maintained stability, trading at ~$113,000 as of August 28, 2025, with a 24-hour trading volume of $45 billion, showing minimal weekly change.

The steady price is supported by $2.7 billion in spot ETF inflows and whale accumulation of 19,800 BTC ($2.2 billion), signaling supply tightness.

Technical indicators show BTC holding $112,000 support, with RSI at 46 and resistance at $116,713.

Pro-crypto policies and anticipation of Federal Reserve rate cuts drive cautious optimism. Social media reflects stable sentiment, with some expecting a breakout.

Analysts project a $121,500 target if $116,713 clears, but macro pressures like U.S. tariffs and $800 million in liquidations pose risks. A drop below $112,000 could test $110,000.

Mutuum Finance (MUTM): The next rotation story after BTC’s calm

Whenever BTC finds a stable range, smaller tokens often experience the strongest inflows as investors chase higher percentage moves.

This rotation has become sharper with current retail flows, where more investors are looking for projects that combine real cash flow utility with upside on token appreciation.

That is where Mutuum Finance (MUTM) comes in, designed around peer-to-contract (P2C) and peer-to-peer (P2P) lending mechanics that offer both transparency and yield creation inside its ecosystem.

In a P2C example, a BTC holder will soon be able to lend USDT into a pool at a defined rate, tracked with mtTokens.

If $95,000 is placed into a stablecoin pool at 10.2% APY, that lender will earn $9,690 in a year while their position remains fully transparent.

On the borrowing side, ETH users will soon post collateral and receive Mutuum Finance (MUTM)’s decentralized stablecoin, pegged to $1, in return.

These borrowing operations will always be overcollateralized and subject to automated liquidation rules, ensuring systemic safety while still giving borrowers liquidity without losing exposure to their original assets.

For those seeking more tailored terms, P2P deals will allow direct negotiation. A meme lender could post a mutually agreed APR for certain days with partial fills, opening up yield opportunities that are not possible on rigid platforms.

This variety in lending and borrowing mechanics makes Mutuum Finance (MUTM) stand out from typical DeFi protocols, as it combines structured yield with flexible trading lanes.

Presale momentum and expanding credibility

Right now, the presale of Mutuum Finance (MUTM) is in Phase 6. The numbers speak for themselves: over $15.1 million has already been raised, more than 30% of the round has sold out, and the holder base has crossed 15,850 wallets.

With the current token price at $0.035 and about to move to $0.040, investors are finding urgency to act before the next step up.

Early Phase 1 participants who entered at $0.01 are already sitting on a 3.5x position even before exchange listing, a strong validation of early conviction.

This credibility is reinforced by the successful external audit of the Mutuum Finance (MUTM) smart contract by CertiK, one of the most trusted names in blockchain security.

Add to this a $100,000 community giveaway, and it becomes clear why this presale is attracting widespread attention.

Unlike many projects that rely only on hype, Mutuum Finance (MUTM) is structuring trust, compliance, and reward distribution at every level.

A big part of its appeal lies in its stablecoin innovation. The decentralized stablecoin will always aim to remain at $1 and will only be minted when borrowers post collateral like ETH.

Governance will guide borrowing rates, adjusting them up or down depending on whether the stablecoin trades above or below peg.

Arbitrage activity will further stabilize the price, while overcollateralization and automatic liquidations will provide resilience.

Looking further, the roadmap also adds conviction. Phase 1 has already been majorly completed, with milestones like presale launch, smart contract audit, listing on tracking platforms, and AI helpdesk deployment executed.

The coming Phases 2 through 4 will include DApp front-end and back-end development, advanced auditing, demo testing on testnet, compliance alignment, and finally the live launch of the Mutuum Finance (MUTM) platform along with exchange listings.

With institutional partnerships, multi-chain expansion, and advanced features also planned, the growth pipeline is clear.

Conclusion

This matters when broader markets question why crypto is down during specific macro events.

While traditional crypto prices may swing with sentiment, Mutuum Finance (MUTM) is building intrinsic value through lending mechanics, governance-based stablecoin innovation, and an expanding ecosystem that feeds real protocol revenue back into token buybacks.

These buybacks will flow into open-market purchases of MUTM and be redistributed to mtToken stakers, creating a direct economic loop for investors.

The opportunity now is not only about finding a safe presale entry but also positioning ahead of the listing price.

With Phase 6 already live and tokens soon moving toward $0.040, retail investors are realizing that missing this presale will mean buying higher later.

The token is expected to debut on exchanges above $0.06, setting up a rapid re-rating as liquidity expands and discovery takes place.

BTC may have held weekly stability at $113,000, but the real momentum for returns is shifting into Mutuum Finance (MUTM).

Retail rotation is heating up fast, and with presale allocation tightening, the window to secure $0.035 entries will not remain open for long.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

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