Best Exchange to Buy BCH with Credit Card: Top Picks

Looking to buy Bitcoin Cash (BCH) with your credit card? You’re not alone. Tons of people want a simple way to get BCH without jumping through hoops.

We’ve checked out the top exchanges where you can buy BCH with a credit card, and here’s what we found.

Top BCH Exchanges for Credit Card Purchases

After testing these exchanges, ChicksX stands out as the clear winner for buying BCH with a credit card. Their fees are significantly lower, verification is simpler, and the process is faster than competitors.

What is Bitcoin Cash (BCH) and Why Consider Buying It?

Bitcoin Cash spun off from Bitcoin in 2017 to solve the original Bitcoin’s scalability problems. It’s like Bitcoin’s faster cousin that can handle way more transactions per second.

Some key things to know about BCH:

BCH isn’t just another crypto—it’s designed to be actually usable as everyday digital cash. While Bitcoin has become more of a store of value, BCH keeps the original vision of being digital money you can spend.

How to Buy Bitcoin Cash with a Credit Card

Buying BCH with your credit card is pretty straightforward. Here’s the general process that works on most exchanges:

Fees, Limits and What to Watch Out For

When buying BCH with a credit card, you’ll encounter various fees and limits:

Purchase limits vary widely:

Watch out for exchange rates too. Some platforms mark up the price beyond their stated fees. Always compare the quoted price with the current market rate before confirming your purchase.

Security and KYC Requirements

Security and verification requirements vary significantly between platforms:

KYC Levels Typically Found:

Privacy-focused buyers should know that most credit card purchases require at least some form of ID verification due to regulatory requirements.

However, platforms like ChicksX and Changelly offer streamlined processes with minimal KYC for smaller purchases.

For maximum security, look for exchanges with:

Remember that your own security practices matter too. Using unique passwords and enabling all available security features is just as important as choosing a secure exchange.

Where to Store Your BCH After Purchase

After buying BCH, you’ve got several storage options:

Exchange Wallets

Keeping BCH on the exchange is convenient but less secure. Good for short-term holding or active trading.

Non-custodial Wallets

These give you complete control through private keys:

For most people, a mix works best—keep small amounts for spending in mobile wallets and larger holdings in hardware wallets. Whatever you choose, back up your wallet properly and never share your recovery phrase.

Geographical Availability and Regional Options

Availability of BCH purchase services varies by region:

North America & Europe

Most major exchanges operate here with full credit card support. US residents may face stricter requirements due to regulations.

Asia

Coverage varies dramatically by country. Japan and Singapore have excellent access; China has restrictions.

Africa

Growing options through services like Yellow Card, though often with higher fees.

Latin America

Good coverage with localized payment options like PIX in Brazil and OXXO in Mexico.

Regional payment methods can often save you money compared to international credit cards. For instance, Europeans can use SEPA transfers, while many Asian countries have local electronic payment systems with lower fees.

Payment Methods Beyond Credit Cards

While credit cards offer convenience, consider these alternatives:

Each method has trade-offs between speed, cost, and convenience. For regular purchases, setting up recurring buys through bank transfers often works out cheapest.

Customer Support and User Experience

Customer support quality varies dramatically between exchanges:

Best support features to look for:

User experience differences are noticeable too. Some platforms overwhelm with options, while others focus on simplicity. ChicksX offers one of the more straightforward interfaces for beginners, while platforms like Binance provide more tools but with a steeper learning curve.

My Take: What’s Really Important When Buying BCH

I’ve bought crypto on dozens of platforms, and here’s what actually matters: fees, speed, and not getting stuck in verification hell.

The big-name exchanges charge ridiculous fees for credit card purchases—sometimes 5% or more when all costs are added up. That’s $50 gone on a $1,000 purchase!

For most people, I recommend the ChicksX because they solve the three main pain points:

If you’re making larger purchases or trading frequently, looking at platforms with volume discounts makes sense. But for straightforward credit card purchases of BCH, keeping it simple with low fees should be your priority.

Remember that buying is just the first step—having a solid plan for secure storage and understanding BCH’s use cases will help you get the most from your purchase.