Could $0.035 token be the best crypto to buy after ETH’s next upgrade?

The planned network upgrade for Ethereum (ETH) is supposed to make DeFi work much more efficiently, lower transaction costs, and speed up the acceptance of Layer-2. It’s becoming clearer to analysts that this shift will directly help utility-driven platforms.

Mutuum Finance (MUTM) stands out as a good strategy choice.

The decentralized stablecoin, dual lending pools, and strong staking rewards in MUTM put it in a good position to take advantage of changes to the ETH network. It also gives investors a unique mix of growth potential and on-chain usefulness.

Crypto prices are very volatile right now, but MUTM is a chance for traders and investors who want to make money in the short term and join the system in the long term.

Presale momentum and utility-driven adoption

The sixth phase of Mutuum Finance’s (MUTM) presale has quickly reached 55% of its 170 million allocation, raising about $16.82 million in capital.

The price is currently $0.035, but in Phase 7, it will go up 15% to $0.040. This will make investors rush to get shares at lower prices. There are over 16,750 holders who are actively involved, showing that the group of fans is large and growing.

The liquidity pool, mtToken issues, debt token mechanics, and an automatic bankruptcy bot will be part of the Sepolia Testnet V1 roadmap, which is set to release in Q4 2025.

These features will help keep capital flowing smoothly and protect against volatility. Mutuum Finance (MUTM) is made to work with Layer-2 solutions without any problems.

This makes it easier for systems to talk to each other and encourages more people to use it across many chains.

MUTM’s value offering is strengthened by its two lending pools. The P2C pool lets people put stablecoins and high-quality assets, and it offers steady returns.

For instance, putting $22,000 worth of AVAX into mtAVAX at a 1:1 ratio and expecting a yearly percentage yield of 13% will earn $2,860.

With a $2,500 LINK placed at a 72% Loan-to-Value ratio, borrowers can effectively combine their collateral, releasing $1,800 in cash.

P2P lending is geared toward higher-risk, low-liquidity tokens, limiting exposure and offering higher returns to those willing to take on more risk.

Stablecoin innovation and liquidity management

Mutuum Finance (MUTM) is creating a decentralized $1 stablecoin that will only be produced in response to accepted collateral and will be burned upon loan repayment or liquidation.

The peg will be kept in place by interest rates being managed by governance, and trading incentives will help keep the value stable.

All loans will continue to have too much collateral, and the pool’s solvency will be protected by automated liquidation methods.

A multi-layered oracle system is necessary for price discovery. Values will be correct and up-to-date thanks to chainlink feeds, fallback choices, gathered data sources, and on-chain DEX measures. Borrowing interest rates will change based on how much of the pool is being used.

Rates will go down when liquidity is high and up when capital is low to encourage deposits and debt reduction. This flexible method protects both investors and borrowers while making sure that capital is used efficiently.

Mutuum Finance (MUTM) also includes interest rates, stake rewards, and buybacks. People will stake mtTokens in certain smart contracts to get MUTM rewards. The platform’s income will be used to buy back tokens, which will keep their value and boost market trust.

Based on the roadmap, the platform will be tested in beta form in Phase 3 and will go live in Phase 4. This phase will include plans for multi-chain growth, institutional partnerships, and full exchange listing.

Security and working with the community are very important to MUTM’s plan. The protocol passed the audit by CertiK with a score of 90 for Token Scan and 79 for Skynet.

The USDT Bug Bounty Program which rewards important bugs up to $2,000, major bugs up to $1,000, medium bugs up to $500, and low bugs up to $200. Ten lucky winners will each get $10,000 in MUTM tokens as part of a $100K giveaway that is still going on.

As of now, the dashboard and Top-50 leaderboard are live, giving participants full visibility over their holdings, ROI calculations, and rewards based on their ranking. This encourages active community involvement and builds trust.

Early investors are already seeing good results. A person who put $8,000 in MUTM in Phase 1 now has a position worth $28,000 at the price of $0.035 in Phase 6.

This is a great chance for investors who want to make quick 15% returns while securing a strategic place in a DeFi ecosystem that is growing quickly.

The upcoming Ethereum (ETH) upgrade, Layer-2 adoption, and top exchange listings all point to substantial growth after listing. This makes MUTM an ideal investment for those who want to do both.

Mutuum Finance (MUTM) is a unique combination of time, technology, and a chance to make money. The pre-sale is really important now that almost 55% of Phase 6 has been sold and prices are going up by 15% in Phase 7.

Crypto traders and investors who are actively investing this month will find that MUTM’s utility-driven design, Layer-2 readiness, and stablecoin innovation are unmatched by most other options.

This makes it very important to act now and secure a position before the next phase ends.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

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