Over 81% of the 7.5M XRP Wallets Hold Less Than 500 XRP

On-chain data indicates that most of the existing XRP wallets, about 81%, hold less than 500 XRP, indicating wide retail participation. While the XRP price has persistently come under bearish pressure since Q4 2025, leading to sour retail sentiments, on-chain data confirms that retail participation has actually not slowed, with XRP witnessing a consistent increase in total hosted wallets despite the price struggles.

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