XRP price prediction 2025-2031: Will XRP reach $5?

Key takeaways:

• The XRP price prediction suggests that the coin’s price will rise to $4.06 by the end of 2025.
• The growing adoption rate of the XRP Ledger Protocol could push XRP to $10.15, with a possible maximum trading value of $10.83 in 2028.
• In 2031, the target price for XRP is between $16.24 and $17.59, with an average price of $16.92.

XRP has a strong community of supporters and developers and continues to see tremendous potential in Ripple’s technology and products. Despite short-term price fluctuations and a bear market, many analysts believe XRP has a bright future.

Whether it will reach new highs or continue to grow steadily remains to be seen, but this crypto asset will undoubtedly play an important role in global financial institutions.

So, how high can XRP realistically go? Will XRP reach 5 dollars?  

Let’s answer these questions in our XRP price prediction. 

Overview

Cryptocurrency	Ripple
Token	XRP
Price	$3.56
Market Cap	$211.21B
Trading Volume (24 Hour)	$9.44B
Circulating Supply	59.18B
All-time High	$3.65 Jul 18, 2025
All-time Low	$0.002802 July 07, 2014
24-hour High	$3.58
24-hour Low	$3.43

XRP price prediction: Technical analysis

Metric	Value
Price Volatility	18.75%
50-Day SMA	$2.43
200-Day SMA	$1.8276
Sentiment	Bullish
Fear & Greed	72 (Greed)
Green Days	21/30 (70%)

XRP price analysis: XRP bull run slows

On July 22, XRP dipped in 24 hours, reflecting a profit-taking event after an 80% rally this month. The event was accompanied by a 5% drop in trading volumes to $9.38B showing waning interest from traders. XRP’s dip appears corrective rather than structural, fueled by overheated technicals.

XRP price analysis on the daily timeframe 

XRP’s 14-day relative strength index crossed into overbought territory earlier this month, maintaining the stance for weeks. Its value is now at 85.66. The William Alligator trendlines show that XRP’s volatility rose over the same period. Notably, the MACD histograms now show dropping positive momentum as XRP’s price faces rejection at $3.66.

The 1-day technical indicators show market overextension and rising pressure for a price reversal. 

XRP price analysis on the 4-hour chart

Zoomed in, the 4-hour chart shows XRP is consolidating at the top. The short candles are suggestive of an indecisive market. The MACD histograms, however, indicate negative market momentum, suggesting that a downward breakout is highly probable. 

XRP technical indicators: Levels and action

Daily simple moving average (SMA)

Period	Value ($)	Action
SMA 3	3.02	BUY
SMA 5	3.25	BUY
SMA 10	3.11	BUY
SMA 21	2.75	BUY
SMA 50	2.43	BUY
SMA 100	2.33	BUY
SMA 200	1.8276	BUY

Daily exponential moving average (EMA)

Period	Value ($)	Action
EMA 3	2.72	BUY
EMA 5	2.55	BUY
EMA 10	2.39	BUY
EMA 21	2.29	BUY
EMA 50	2.31	BUY
EMA 100	2.28	BUY
EMA 200	1.988	BUY

What to expect from the XRP price analysis next? 

Ripple price analysis shows a highly bullish coin that is yet to define a top after breaking its previous all-time high last week. The wider crypto market remains bullish. The charts show that traders chose to close profits in the last 24 hours as its price and trading volume dipped. Looking ahead, a break above $3.66 will be critical in determining whether XRP will remain bullish; otherwise, it remains highly overbought and volatile.

Is XRP a good investment?

XRP, a cryptocurrency specifically designed for quick and cost-effective cross-border transactions, holds promise in global finance. The easing of regulatory hurdles for Ripple and the rising adoption might boost the XRP price. Additionally, several recent acquisitions and CBDC development make XRP a good investment option in the long term. As with any investment, the outlook for XRP remains uncertain, necessitating a cautious approach and thorough due diligence.  It is advised to proceed with caution

Why is XRP up?

The XRP/USD crypto pair price has increased as buying momentum took hold, increasing the price to $3.59 during the day. The RSI increased to 85.95 at the same time and is in the overbought territory.

How much will XRP cost in 2025?

XRP is expected to trade at an average price of $3.38 by the end of 2025.

Will XRP reach $5?

For XRP to reach $5, its value would need to double. Considering the current bullish trend and XRP’s price action, a surge to $5 by the middle of next year is not entirely out of the question, particularly if demand for XRP tokens continues to rise and its growth trajectory remains consistent. However, it’s crucial to remember that XRP’s all-time high stands at $3.84, achieved on January 7, 2018. 

Can XRP reach $20?

According to Ripple’s price prediction, XRP has a lesser chance of reaching $20 by 2031. However, it is expected to reach this level if the XRP ecosystem adoption by major financial institutions continues, making it a good option to buy XRP.

Will XRP reach $100 dollars?

Though there are rumors of XRP reaching $100 in the market, and some pro-XRP analysts are also promoting it, many are raising questions about this possibility. XRP may not reach $100 in the near future, at least. 

Will XRP reach $1000?

If one XRP coin is worth $1000, its market cap must be more than $100 trillion. Comparatively, the total global stock market cap is about $110 trillion. Therefore, it is unlikely that XRP will reach $1000, based on current market dynamics.

Does XRP have a good long-term future?

XRP is expected to increase in value gradually over the coming years, giving good yields to XRP holders and institutional investors. The coin is trading at five times its value from last year, and it is expected to reach the highest price of $17.59 by 2031. This makes it a valuable asset for multiple gains after significant market capitalization with continuous efforts by Ripple Labs. However, regulatory uncertainties still linger with the Ripple lawsuit. Considering these factors, investors must carry out their own research.

Recent news/opinions on the Ripple Network

• Dune Analytics data shows that almost 60% of transactions on XRPL are payments. Weekly payments on the network increased by more than 430% in less than two years. Dune Analytics also indicates that weekly payment transactions on the network moved from around 1.5 million in 2023 to over 8 million in 2025. Read more about it here.
• Lawyer Fred Rispoli states that the SEC and Ripple could settle how XRP sales to institutions will be conducted in a way the SEC finds acceptable. Meanwhile, Ripple plans to further integrate XRP into institutional finance by acquiring Hidden Road for $1.25 billion. Read more about it here.

XRP price prediction July 2025

According to XRP price prediction, in July 2025, XRP could reach a maximum price of $2.70. The average trading price is expected to be $3.38 for the month, while the lowest it can go, as per XRP cost estimation, is $1.72, considering the current XRP sentiment.

Period	Potential Low ($)	Average Price ($)	Potential High ($)
July 2025	$1.72	$3.38	$2.70

XRP price prediction 2025

The XRP price prediction for 2025 suggests that the price could reach a maximum of $4.06 by the end of the year, considering its technological utility and enhancement of cross-border payments. We expect an average trading price of $3.28 and a floor price of $1.50.

Period	Potential Low ($)	Average Price ($)	Potential High ($)
XRP price prediction 2025	$1.50	$3.28	$4.06

XRP price predictions 2026-2031

Year	Minimum	Average	Maximum
2026	$4.96	$5.64	$6.32
2027	$7.22	$7.90	$8.57
2028	$9.47	$10.15	$10.83
2029	$11.73	$12.41	$13.08
2030	$13.99	$14.66	$15.34
2031	$16.24	$16.92	$17.59

XRP price prediction 2026

The XRP price predictions for 2026 suggest that the XRP cryptocurrency could reach a minimum trading price of $4.96 and an average price of $5.64. The XRP price forecast further suggests that the Ripple coin is estimated to reach a maximum of $6.32.

XRP price prediction 2027

Ripple XRP price prediction for 2027 estimates a minimum value of $7.22, which is quite a bit higher than the current XRP price, and an estimated average XRP price of $7.90. The maximum price forecast for 2027 is $8.57.

Ripple price prediction 2028

The Ripple price prediction for 2028 shows a minimum price of $9.47. The XRP price can reach a maximum level of $10.83; the estimated average trading value will be $10.15 through 2028.

XRP price prediction 2029

The XRP price prediction for 2029 estimates that XRP will attain a minimum price of $11.73, an average trading price of $14.66, and a maximum price of $15.34.

XRP price prediction 2030

XRP price prediction for 2030 suggests a minimum price of $13.99 and an average expected trading price of $14.22 throughout the year 2030. The maximum forecasted Ripple price for 2030 is set at $14.88.

XRP price prediction 2031

The XRP price prediction for 2031 is a minimum price of $16.24 and an average price of $16.92. The maximum forecast price for 2025 is $17.59, as crypto analysts expect investors to continue buying XRP as crypto assets.

XRP market price prediction: Analysts’ XRP price forecast

Firm Name	2025	2026
DigitalCoinPrice	$4.93	$5.77
Coincodex	$3.27	$3.56

Cryptopolitan’s XRP price prediction

Our forecast shows that XRP will achieve a high price of $4.06 near the end of 2025. In 2026, the XRP price will range between $4.81 and $6.13. In 2031, the cryptocurrency will range between $4.96 and $6.32, with an average price of $5.64. It is important to consider that predictions are not investment advice. Professional consultation is suggested, or you can carry out your research.

XRP historic price sentiment

• Before 2017, the asset’s value hovered around $0.01; in April 2017, it rose to $0.05; the gradual climb soon continued as it reached $0.25 in May, showing a positive price action as Ripple continued to excel.

• Towards the end of 2019, XRP price stabilized at around $0.30 and did not cross the $0.5 mark throughout the year.
• However, the bullish run of 2020 pushed the coin’s value to a peak price of $0.8, gaining investor interest before finishing the year at $0.66.
• Early 2021 was supposed to be bullish for XRP, but the SEC announced a lawsuit that derailed investors. Nonetheless, XRP beat the odds and surged above $1.5 during the year, but by 2022, it plummeted significantly to as low as $0.31.
• XRP started 2023 at $0.335, and on July 13, it almost doubled its value in a steep spike. It shot from $0.470 to $0.814 while swinging towards $0.9 for a few hours. A partial victory against the SEC triggered the price jump, surging the trading volume. XRP closed 2023 at about $0.62.
• In 2024, XRP has so far ridden the market wave. The bears earlier on and then a bullish price movement by mid-March resulted in a market price of $0.72, according to data from the cryptocurrency market.
• In July, XRP traded between $0.418 and $0.658, showing a good recovery. However, the coin went under bearish pressure at the start of August, falling back down to the $0.550 range as per crypto market records showing high volatility.
• In September 2024, XRP recovered up to the $0.642 level, but the price went down to the $0.500 range in October. A tremendous bullish impulse was observed in November when XRP touched the $1.96 mark, and it reached $2.72 on December 2, 2024.
• In January 2025, XRP reached a peak price of $3.19 and traded near the $2.90 level in February. It stepped down to $2.1 in March and to $1.79 in April.
• By the middle of May, XRP touched $2.57; however, near the start of July, it is trending around the $2.26 range, as the market sentiment tilts towards the positive side.