Ripple’s RLUSD Surges Past $300M as UAE Greenlights Stablecoin

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Ripple’s stablecoin RLUSD is making waves again, this time backed by rapid on-chain growth and a pivotal regulatory green light from Dubai. As RLUSD’s circulating supply surges past $300 million, the move marks a critical step in Ripple’s broader push into the global institutional payment space.

RLUSD Supply Breaks $300 Million Milestone

In a week defined by crypto market recalibration, RLUSD posted a standout performance. According to on-chain data, the supply of Ripple’s dollar-pegged stablecoin jumped by $72.5 million, bringing its total circulating volume to $320.6 million. That’s a sharp 29% weekly rise, the first time RLUSD has crossed the $300 million threshold.

What’s more, transaction volume hit $648 million for the same week, a 38% increase from the previous period. That figure is nearing the token’s all-time peak recorded in April, suggesting RLUSD is not only being held but actively used.

“RLUSD is showing signs of sustainable adoption,” said a crypto market analyst at CoinMetrics. “It’s not just being minted; it’s flowing—on-chain velocity matters here.”

Ripple Gains Regulatory Foothold in Dubai

Much of this recent growth ties directly to a key regulatory victory in the United Arab Emirates (UAE). Ripple has received official approval from the Dubai Financial Services Authority (DFSA) to integrate RLUSD into the Dubai International Financial Centre (DIFC)—a regulated economic zone with over 7,000 firms.

This authorization allows Ripple to incorporate RLUSD into its licensed payments infrastructure in the region, giving institutions and fintech startups access to stablecoin-based services backed by UAE regulators.

“The UAE’s regulatory clarity and pro-blockchain stance continue to make it a magnet for serious crypto players,”

said Reem Al Qasimi, a Dubai-based Web3 policy advisor.

“Ripple’s entry into DIFC with RLUSD is not just good news for them—it’s a signal to global markets that compliant digital asset innovation is thriving here.”

Ripple Targets Real-World Use Cases

Beyond trading and remittance corridors, RLUSD is increasingly tied to real-world applications. Ripple’s technology is reportedly being used in tokenization initiatives within the Dubai Land Department, suggesting RLUSD may underpin digitized real estate deals and other tokenized asset frameworks.

Furthermore, Ripple’s recent $1.25 billion acquisition of prime broker Hidden Road and its partnerships with Zand Bank and Mamo reinforce its push to bridge traditional finance and crypto liquidity.

In this context, RLUSD is more than a Tether or USDC competitor. Backed 1:1 by cash and short-term U.S. Treasuries, the stablecoin is issued under a New York trust license, an assurance Ripple says gives it a compliance edge in global jurisdictions.

Is RLUSD Poised to Challenge USDC and USDT?

Ripple’s ambitions are clearly targeting the stablecoin trinity, USDT, USDC, and now RLUSD. With a lower market cap, RLUSD still lags its rivals in raw volume, but its regulatory clarity, enterprise use cases, and on-chain growth trajectory present a formidable long-term case.

“RLUSD has a clean runway in regulated markets where other stablecoins face scrutiny,” said a former SEC attorney now advising fintech firms in Abu Dhabi. “The UAE’s backing is a strong validator.”

Outlook: RLUSD to Power Ripple’s Institutional Play

Ripple’s dual push, combining legal compliance with real-world use case expansion, is gradually redefining the stablecoin game. The company is turning regulatory clarity into a competitive advantage by anchoring RLUSD in one of the world’s most forward-thinking financial hubs.

With fresh momentum from the DFSA, surging adoption on-chain, and Ripple’s expanding global partnerships, RLUSD could emerge as a foundational element in the next phase of regulated crypto infrastructure.

Frequently Asked Questions (FAQs)

What is RLUSD?

RLUSD is Ripple’s U.S. dollar-pegged stablecoin, backed by cash and short-term Treasuries and issued under a New York trust license.

Why did RLUSD’s supply suddenly increase?

RLUSD’s supply surged past $300 million due to heightened adoption, on-chain activity, and recent regulatory approval in Dubai.

What does DFSA approval mean for RLUSD?

Approval from the Dubai Financial Services Authority allows RLUSD to be used by over 7,000 regulated firms in the Dubai International Financial Centre (DIFC).

How is Ripple expanding RLUSD’s real-world use?

Ripple is integrating RLUSD into tokenization projects like real estate transactions and enterprise-grade payment infrastructure in the UAE.

Glossary of Key Terms

RLUSD: A Ripple-issued stablecoin pegged to the U.S. dollar and backed by cash and Treasury reserves.

Stablecoin: A cryptocurrency designed to maintain a stable value by being pegged to a fiat currency like the U.S. dollar.

DFSA (Dubai Financial Services Authority): The regulatory body governing financial services in the Dubai International Financial Centre.

DIFC (Dubai International Financial Centre): A special economic zone in the UAE that hosts financial institutions and fintech companies under its own legal and regulatory framework.

Tokenization: The process of converting real-world assets like real estate or securities into digital tokens on a blockchain.

On-chain Activity: Transactions and actions recorded directly on a blockchain, reflecting real-time usage and adoption.

Ripple: A fintech company best known for its XRP cryptocurrency and cross-border payment solutions.