14 Million XRP Pulled from Upbit as Fed’s ISO 20022 Activation Sparks Buzz

Amid this development, The Federal Reserve (Fed) has integrated ISO 20022, a global financial messaging standard,  into its Fedwire Funds Service, marking a major milestone in modernizing and streamlining global payment processing.

Will XRP Experience Slashed Selling Pressure?

According to market analyst Adex Crypt, “In the past 12 hours alone, more than 14 million XRP have been pulled from the exchange, a major outflow that can’t be ignored. This kind of movement suggests something significant is brewing. Fewer XRP on exchanges = tighter supply for retail buyers.”

Therefore, this suggests that more than 1 million XRP exited Upbit per hour.

Why is this bullish? Well, when investors withdraw coins from exchanges, it often means they plan to store them in cold wallets or long-term storage.

This reduces short-term selling pressure, which supports upward price movement.

Upbit was recently in the spotlight  after its daily XRP trading volume surpassed $95 million, highlighting the altcoin’s strategic role and growing dominance in South Korea’s crypto ecosystem.

Therefore, XRP is witnessing a hodling behavior, which is deemed bullish as the 3rd-largest cryptocurrency by market capitalization edges closer to the psychological price of $3.

Crypto analyst Lingrid pointed out, “XRP has exploded higher after breaking through the final triangle structure and reclaiming the broken trendline resistance. Price is currently consolidating just below 3.00. A continuation pattern above 2.90 could lead XRP directly into the 3.20 target zone.”

At the time of this writing, XRP was hovering around the $2.85 zone. 

What ISO 20022 Means for XRP

ISO 20022 is a global financial messaging standard enabling seamless cross-border payments through richer data, stronger security, and improved compliance. 

With Fedwire now ISO 20022-compliant, blockchain projects aligned with the standard are well-positioned to become preferred solutions for banks and payment systems seeking faster, programmable settlement options.

As a result, XRP is increasingly seen as a natural fit for Fedwire, thanks to its proven ability to enable real-time, low-cost cross-border transactions. 

With Ripple’s On-Demand Liquidity (ODL) already in use by major financial institutions, ISO 20022 adoption further boosts XRP’s appeal in the evolving payments landscape.

ISO 20022 is more than a technical upgrade, it’s a strategic move toward fully interoperable, compliant global payments. 

XRP, built as a bridge asset for such ecosystems, stands to gain significantly. With the Fed’s shift aligning U.S. systems with global standards, RippleNet can now integrate more seamlessly into international payment networks.

Dan Gambardello, Crypto Capital Venture’s founder, welcomed this development and stated, “This is a very big deal for XRP, Stellar, Algorand, Quant, and Cardano. Fedwire is shifting to ISO 20022, a global financial messaging standard that flows data seamlessly across banks, institutions, and blockchains.”

Conclusion

The Fed’s ISO 20022 launch marks a structural milestone in U.S. payment infrastructure. 

For XRP, this brings a rare alignment as a token already tuned for ISO‑based enterprise rails just as those rails go live in one of the world’s largest banking systems. 

This creates a compelling institutional use case, potentially driving adoption, market momentum, and deeper integration into mainstream financial flows. 

However, long-term impact depends on real-world execution, regulatory clarity, and continued ecosystem uptake.

As the  Fed’s ISO 20022 takes center stage, XRP is expected to benefit from smoother cross-border operations as the altcoin continues to experience skyrocketing holding.