Ripple CTO Says XRP Is Where People Can Be Their Own Bank

The Ripple CTO, David Schwartz, recently suggested that the XRP value proposition is that it allows people to be their own banks without depending on middlemen. His comments came after Western Union chose Solana over the XRP Ledger (XRPL) to build its stablecoin, a decision that led to discussions across crypto circles about whether XRP still holds unique value within the crypto scene.

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