SEC and CFTC clarify BTC and XRP as commodities, but spot market oversight remains unresolved

🟠 Bitcoin and XRP are officially classified as digital commodities, not securities.
⚡ The CFTC regulates derivatives like futures on $BTC, but not ordinary spot markets.
🔵 XRP’s legal status was further clarified after Ripple’s court case ended in 2025.
📢 Congress has not yet created comprehensive rules for U.S. crypto market oversight.

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