BlackRock sold $300M ETH, what’s smart alternative? DeFi gem targets 4,000%

This year, institutional headlines have taken over the market. For example, BlackRock sold over $300 million worth of Ethereum (ETH), which caused a stir in the crypto charts.

When things like this happen, people often ask why crypto is down even though more and more people are using it.

As big funds change their investments, more and more retail investors are looking for smarter options that offer more upside than classic investments like ETH or BTC.

A lot of people are increasingly switching to presale possibilities that have clear use cases, and Mutuum Finance (MUTM) is gradually becoming the best.

BlackRock liquidated more than $300 million of ETH

Recently, BlackRock, a big asset management firm, sold off more than $300 million worth of Ethereum (ETH) holdings. This caused the price to drop by 2.5% to about $4,297, with a trading volume of $37.07 billion in the last 24 hours.

The sell-off, mostly from its ETHA ETF, is in line with $346.46 million in market liquidations and macro pressures from US tariffs and uncertainties about the Federal Reserve.

Technical indications reveal that ETH is testing support at $4,150, with the RSI at 47 and resistance at $4,391. Even if whales have bought 681,103 ETH ($2.93 billion) and there is hope for the Pectra upgrade, some are still wary.

Concerns about institutional exits can be seen on social media. If $4,391 clears, analysts say the aim is $4,868. But if it drops below $4,150, it might fall to $3,950.

Mutuum Finance (MUTM): Stablecoin and lending utility fuel long-term value

Mutuum Finance (MUTM) is meant to be more than just another DeFi token. The main goal of the project is to create a decentralized stablecoin that is pegged to $1 and only created when people borrow against assets like ETH. When loans are paid back or liquidated, the coins are burnt.

This design maintains a close eye on supplies and makes sure the peg stays stable.

Governance will set interest rates so that if the stablecoin goes above $1, borrowing rates go down, and if it goes below $1, rates go up. Arbitrage opportunities will push the value further closer to its peg.

Mutuum Finance (MUTM) will also have a dual financing structure, which is another thing. In Peer-to-Contract (P2C) mode, stablecoins like USDT and big coins like ETH or BTC will be put together in smart contracts that have been checked.

Lenders will get mtTokens, like mtUSDT, that stand for their deposits and go up in value as interest grows. If a person puts $15,000 in USDT with an average APY of 15%, they might make $2,250 a year while still being able to borrow against their mtTokens.

For example, borrowers can put up ETH or other assets as collateral. They can lock up $1,000 in ETH and borrow up to 70–75% of its worth without selling their holdings.

At the same time, Mutuum Finance (MUTM)’s Peer-to-Peer (P2P) mode will let people lend and borrow meme coins like SHIB, PEPE, or DOGE directly from each other.

Mutuum Finance (MUTM) keeps core liquidity safe by keeping this separate from the P2C pools. At the same time, it gives people who are ready to take on more risk the chance to make more money.

Chainlink oracles with fallback feeds and aggregated data will help find the right prices for all of these assets. This makes sure that liquidation events are correct and that solvency is protected even when the market is very volatile.

Liquidation parameters are set very carefully. Stablecoins and ETH will have LTVs of up to 75% and liquidation thresholds of about 80%.

Volatile tokens will have lower caps of 35–40% and thresholds closer to 65%. A reserve factor of 10% to 38%, depending on the risk of the asset, will make the balance sheet stronger.

Presale momentum and path to 4,000% growth

The presale has already gotten off to a great start. Phase 6 is now live. Tokens cost $0.035; moreover $15.6 million has been raised, there are over 16,200 holders, and 38% of the current supply has already been sold.

The price will go up 15% to $0.040 when Phase 7 starts, thus today is the last day to get in at a discount before the jump.

Think about a whale that moved $100,000 worth of ADA into Mutuum Finance (MUTM) during Phase 1. That choice has already made a lot of money by Phase 6, while ADA itself has stayed the same.

With the listing set at $0.06, today’s buyers at $0.035 are already looking at a nearly 70% increase on aper before the market even opens.

The path makes this upside-down much more appealing. Phase 1 set the stage with the presale, a CertiK audit that gave the token scan a score of 95 and the Skynet a score of 78, and the start of a $100,000 giveaway to thank early supporters. In Phase 2, the basic contracts and DApp infrastructure will be built out.

In Phase 3, a working demo will be released, and compliance will be finalized. In Phase 4, the live platform will be launched along with exchange listings and partnerships with institutions.

Mutuum Finance (MUTM) has started a $50,000 bug bounty program to build trust even more. Rewards range from $200 for minor issues to $2,000 for major ones.

This makes sure that the community and outside experts will always be testing the system.

What is the source of the goal of 4,000% growth? It’s easy to do the math. The price will go up by about 70% from $0.035 to $0.06 when it is listed. As the platform releases its stablecoin, mtToken staking, and MUTM buybacks from protocol revenue, more people will be able to use and trade it.

With potential tier-1 exchange listings on Binance, Coinbase, or KuCoin coming up, exposure will grow even further. Analysts say that if acceptance grows, the price might go up to $0.50 to $0.70 in the middle of the cycle, and then to more than $1.40 at the end of the cycle.

That means returns of almost 4,000% from today’s presale. This is similar to ETH’s early years, but with a better income model.

A smarter play than following institutions

BlackRock’s choice to sell $300 million worth of ETH shows how institutional investors’ interests are often different from those of regular investors.

Big players chase portfolio rebalancing, but early investors get the most out of sponsoring new projects before they launch.

Mutuum Finance (MUTM) is a sensible choice for people who want long-term growth since it combines the stability of a dollar-pegged asset with the growth potential of staking rewards and protocol buybacks.

Mutuum Finance (MUTM) is shaping up to be one of the best crypto investments before its launch. It has a lot of interest in the presale, a clear plan, security assessments that have been done, and community incentives like the $100,000 giveaway.

People who want to know what the next big chance after ETH is, the answer is becoming more and more clear: MUTM at $0.035. This token is not only meant to be used in DeFi, but also to change the way it works.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

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