Whales favor $0.035 coin as best crypto to invest while SOL stays steady at $200

Whale logic is simple: capital at scale avoids narrative-driven hype and instead seeks audited frameworks that can deliver repeatable cash flows.

In the current environment where crypto prices today show volatility across many bluechips, large holders are quietly favoring Mutuum Finance (MUTM), priced at $0.035 in its presale Phase 6.

Unlike speculative crypto coins that swing on market mood, Mutuum Finance (MUTM) is building a whale-friendly foundation: a governance-tuned $1 stablecoin, mtToken staking for revenue-driven MUTM distributions, and a lending design that isolates P2P risk from the pooled core.

Solana (SOL) stays steady around $200

Solana (SOL) remained stable, trading at ~$200 as of August 25, 2025, with a 24-hour trading volume of $5.2 billion.

The price hold follows a 22% weekly surge, driven by a 140% DEX volume spike to $1.4 trillion and a 14% DeFi TVL increase to $14 billion. Technical indicators show SOL testing $188 support, with RSI at 65 and resistance at $211. 

The Alpenglow upgrade, achieving 100ms finality and whale accumulation of $200 million, bolsters sentiment. Social media highlights optimism around Solana (SOL)’s scalability.

Analysts project a $225 target if $211 clears, but macro pressures like US tariffs and a delayed ETF decision pose risks. A drop below $188 could test $170.

Mutuum Finance (MUTM): P2C, P2P, and revenue distribution

The Peer-to-Contract (P2C) model is designed for whales who measure results in seven figures. A lender who allocates $55,000 in USDT during moderate utilization levels will see an average 9.5% APY, translating into $5,225 over a year.

Their mtUSDT grows in redemption value automatically, with no friction in compounding. 

Borrowers can maintain asset exposure while unlocking liquidity; for example, $30,000 worth of ADA at a 70% loan-to-value ratio will release $21,000 without requiring the sale of the original ADA holdings.

The position remains flexible, as repayment can occur at any time while the collateral stays healthy.

Peer-to-Peer (P2P) lending will open lanes for more volatile or non-traditional assets. A lender might list $12,000 in TRUMP tokens for 60 days at 27% APR with partial fills.

These instruments will exist outside the main liquidity pools, allowing lenders to capture higher yields while the protocol protects the overall system from asset-specific risk.

These mechanics position Mutuum Finance (MUTM) as an income engine rather than a speculative bet, precisely the type of structure large balances will favor.

Unlike most crypto investing options, here the logic ties directly to cash flows and governance-tuned stability.

Presale foundation and whale-tier milestones

Phase 6 of the presale runs at $0.035. Over $15 million has already been raised, with 25% of tokens sold and more than 15,700 holders participating. Supply stands at 4 billion tokens.

The upcoming Phase 7 will lift the price to $0.040, a 15% step-up, rewarding those who lock in their entries earlier.

A CertiK audit has reinforced trust, showing a Token Scan score of 95 and Skynet at 78, with manual review and static analysis dated February 25, 2025, and updated May 20, 2025. Social traction is already visible, with 12,000+ followers on X.

At the technical level, Mutuum Finance (MUTM) will operate a governance-controlled $1 stablecoin, created only against overcollateralized assets and destroyed upon repayment or liquidation.

Approved issuers will mint within defined limits, while interest rate policy will be adjusted to keep the peg close to $1. Arbitrage and automatic liquidations will secure equilibrium, ensuring solvency remains intact.

mtToken staking and roadmap

Stakers of mtTokens will place them into designated smart contracts and earn MUTM rewards. These rewards will not be printed out of thin air but rather funded by buybacks from revenue generated by lending and borrowing activities.

This means revenue will directly feed long-term participants, scaling as usage grows.

The roadmap adds institutional-scale clarity. Phase 1 has already introduced presale, marketing, audit, trackers, and the AI helpdesk, with educational content and legal compliance formalization still scheduled.

Phase 2 will deliver the engineering foundation, from core smart contracts to front-end, back-end, advanced features, and analytics. 

Phase 3 will tighten security and prepare the beta testnet demo, exchange listings, and presale conclusion.

Phase 4 will bring the live platform, listings, claims, bug bounty execution, regional compliance, institutional partners, multi-chain expansion, and team scaling.

Mutuum Finance (MUTM) has also established strong protective measures: a $50,000 bug bounty program with severity-based tiers and a $100,000 giveaway awarding ten winners

$10,000 worth of MUTM each. These initiatives add assurance while expanding reach.

Early investment benefits

An investment example underscores the logic. A whale who entered during Phase 2 at $0.015 and diversified from SOL or ETH has already marked a 2.33x at today’s $0.035 presale rate.

At the $0.06 listing, that figure will stand at 4x. The trajectory beyond the listing points toward $3.5, justified by immediate beta usage at launch, Layer-2 efficiencies driving adoption, the $1 stablecoin creating deeper liquidity, and visibility through listings on Binance, KuCoin, Coinbase, MEXC, and Kraken. 

Unlike flatlined crypto prices seen in majors like SOL near $200, whales recognize that early positioning in MUTM aligns with real cash-flow drivers.

Phase 6 is the final chance before the price lifts by 15% in Phase 7, and for those who understand whale logic, the time to act is now.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

The post Whales favor $0.035 coin as best crypto to invest while SOL stays steady at $200 appeared first on Invezz