Brad Garlinghouse on XRP ETF and When it Could Go Live

• Ripple CEO Brad Garlinghouse confirmed multiple ETF applications in the US and Europe are under review.
• Goldman Sachs, Google, and Standard Chartered reportedly among Ripple co-investors, signaling strong ties with traditional finance.
• Regulatory approval timelines will be decisive, with potential ETF launches later this year poised to expand XRP’s reach.

Crypto researcher SMQKE recently highlighted a compelling exchange featuring Ripple CEO Brad Garlinghouse, where discussions around XRP exchange-traded funds (ETFs) captured sharp attention.

The clip, drawn from eToro’s “Conversation With Leaders” series, reinforces a clear and confident message from Garlinghouse on the role ETFs play in propelling institutional interest in XRP and broader digital assets.

From Niche to Institutional: Garlinghouse Maps ETF-Driven Transition

In the interview, when prompted about multiple XRP ETF filings worldwide, Garlinghouse framed the development as part of a broader institutional migration. Reflecting on the Bitcoin ETF approval, he noted that the SEC had resisted at first, only relenting when legal momentum became irresistible. He described the arrival of Bitcoin ETFs as a watershed moment that substantially broadened institutional access to crypto.

Also Read: XRP Under Pressure – Here’s Why the Price is Down Today

According to Garlinghouse, an XRP ETF is not simply a speculative idea; it’s on its way. He emphasized that such an offering would open doors to investors hesitant to assume the responsibility of custody of digital assets, streamlining access for those discouraged by the technical burdens of managing private keys and other infrastructure.

Brad Garlinghouse: “XRP ETFs represent the transition from speculative retail trading to institutional adoption.”

This is precisely why XRP ETFs are essential.

ETFs will be “approved and trading SOON.”

Listen. https://t.co/KbInec6y5W pic.twitter.com/KNLufoPeld

— SMQKE (@SMQKEDQG) August 13, 2025

Garlinghouse confirmed that four or five XRP ETF applications are currently in review in the United States, with at least one pending in Europe. He also confirmed that we could see at least one of these products going live soon. This uptick in filings is aligned with XRP’s growing acceptance as a payment network and its established global presence in the crypto financial system.

These active filings underscore that ETFs are moving beyond theoretical discussion; regulatory processes are already underway and likely to yield tangible outcomes in the near future.

Strategic Ties and Financial Backing Add Credibility

Beyond ETFs, SMQKE’s disclosure of Goldman Sachs among Ripple’s co-investors furnishes another layer of institutional legitimacy. Alongside names like Google and Standard Chartered, Goldman’s involvement hints at a deeper alignment between Ripple and traditional finance. This reinforces confidence in XRP’s path toward institutional adoption.

Taken together, Garlinghouse’s remarks outline a clear progression: active ETF filing windows, growing institutional alignment, and a more stable regulatory backdrop. If XRP ETFs gain approval later this year, they could dramatically expand access for both institutional and retail investors seeking regulated exposure to XRP.

Yet, the journey remains contingent on SEC timelines and approval processes, making the latter half of 2025 a pivotal period for ETF watchers.

Also Read: Analyst Discloses XRP Price That Will Turn Doubters Into Desperate Buyers

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