Why crypto’s next breakthrough could start in the classroom — Animoca’s Yat Siu

Animoca Brands' Yat Siu says rethinking how we fund education could be the breakthrough that brings blockchain to the mainstream — starting with DeFi student loan financing.

Ripple’s $25 million donation to a crypto education fund has reignited conversations about how blockchain projects are building influence through academia—but in the latest episode of Byte-Sized Insight, Animoca Brands’ co-founder Yat Siu says that money alone isn’t enough. 

Instead, real-world use cases like student loans backed by DeFi may be crypto’s most convincing value proposition to date.

On April 30th, Pencil Finance, a project supported by Animoca Brands and its education arm Open Campus, announced a $10 million student loan financing initiative aimed at providing cheaper, blockchain-backed loans. Siu believes this type of infrastructure investment goes further than symbolic funding.

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