Why One Expert Says Going All-In on XRP Is a Smart Move Right Now

• Oscar Ramos advises making XRP portfolio priority amid bullish market conditions.
• Multiple futures-based XRP ETFs launching throughout July create institutional access.
• Whale accumulation reaches near-record levels with 2,742 million-plus wallets.

Cryptocurrency analyst Oscar Ramos has issued a direct warning to market participants, stating that prioritizing XRP allocation should be an immediate concern. His commentary positions the coin as essential rather than optional for cryptocurrency portfolios as market conditions shift toward bullish territory.

Ramos’ assessment comes as Bitcoin establishes new price highs above $112,000, creating positive spillover effects across alternative cryptocurrencies. XRP has captured attention as a primary beneficiary of this upward price movement, reaching seven-week highs above $2.40.

Going ALL IN on $XRP should be a priority

— Oscar Ramos (@realOscarRamos1) July 9, 2025

The analyst’s recommendation coincides with multiple institutional developments supporting the coin’s market position.

Ripple’s partnership with BNY Mellon for transaction banking services streamlines operational capabilities following Federal Reserve policy changes that enable banks to engage with digital assets without prior approval requirements.

XRP ETF launches create institutional investment pathways

July marks a crucial period for XRP exchange-traded fund development, with multiple futures-based products scheduled for launch. ProShares plans to introduce three XRP futures ETFs by July 14, providing leveraged exposure to daily price performance for institutional investors.

Turtle Capital’s 2X Long XRP ETF launches on July 21, the same date Volatility Shares debuts two additional XRP ETF products. These futures-based offerings provide regulated access to the coin’s exposure despite the SEC’s continued review of over 10 spot XRP ETF applications.

The regulatory approval of futures-based XRP ETFs creates precedent for institutional adoption while spot versions remain under consideration. This development addresses previous concerns about legitimate investment vehicles for traditional finance participants.

Ripple’s RLUSD stablecoin has achieved the eighth-largest market position with over $500 million in market capitalization, surpassing TrueUSD. The company’s pursuit of a national bank charter and Federal Reserve master account aims to expand adoption through traditional banking channels.

Ripple supporters view RLUSD integration as positive for XRP since the stablecoin operates on the XRP Ledger and utilizes XRP for transaction fees. This utility connection creates potential demand correlation between stablecoin growth and the coin’s usage.

On-chain data from Santiment reveals whale accumulation approaching record levels, with 2,742 wallets holding at least one million tokens. This represents just one wallet below the previous record of 2,743, indicating sustained large-holder confidence.

These whale wallets collectively control 47.32 billion tokens, creating concentrated ownership among major investors. The accumulation pattern suggests institutional and high-net-worth individuals are positioning for potential price appreciation.