Ripple, Coinbase, Wise, and Sony Bank are seeking bank charters in the US, aiming to offer crypto services without relying on third-party banks. Major fintech and tech names have mapped out a new approach to crypto finance. What's changing?

Ripple, Coinbase, Wise, and Sony Bank are seeking bank charters in the US, aiming to offer crypto services without relying on third-party banks.

Major fintech and tech names have mapped out a new approach to crypto finance. What's changing?

— Cryptopolitan (@CPOfficialtx) Nov 14, 2025