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Following SWIFT’s implementation of the ISO 20022 global messaging standard, DLT-based altcoins like Ripple (XRP) & Stellar Lumens (XLM) have an edge against competition due to inherent compatibility. Right now, Real World Assets (RWAs) are producing one of the strongest narratives in crypto, as tokenization requires blockchain infrastructure. ISO 20022 Compliance Levels Up XLM & XRP According to market researcher SMQKE, institutional demand is in the second phase of growth. Tokenizing liquidity faster due to the lenient regulatory atmosphere in the United States (USA), big banking institutions. Nevertheless, the recent market downturns had both Ripple (XRP) & Stellar Lumens
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