ETH surges to $4,650 on ETF inflows, prompting allocators to hunt sub-$1 gems targeting $2–$3

Ethereum (ETH)’s recent surge past $4,650, fueled by renewed ETF inflows, has captured the attention of institutional and retail allocators alike.

While ETH continues to dominate headlines for safe and steady returns, prudent crypto investors are looking beyond Layer-1 blue-chips toward high-upside sub-$1 projects that combine utility, scalability, and strong tokenomics.

Mutuum Finance (MUTM), currently in Presale Phase 6 at $0.035, is emerging as one of the most compelling candidates, attracting over 15,850 holders and raising $15.1 million so far.

ETH surges to $4,650

Ethereum (ETH) surged 5.2% over the past week, reaching ~$4,650 as of August 28, 2025, with a 24-hour trading volume of $49.9 billion.

The rally is fueled by $341 million in spot ETF inflows and whale accumulation of 681,103 ETH ($3.17 billion), reflecting strong institutional demand.

Technical indicators show ETH breaking $4,391 resistance, with RSI at 64 and support at $4,500. 

Regulatory clarity and anticipation for the Pectra upgrade boost optimism. Social media highlights bullish sentiment around whale activity.

Analysts project a $5,200 target if $4,868 clears, but macro pressures like U.S. tariffs and $346.46 million in liquidations pose risks. A drop below $4,500 could test $4,150.

Mutuum Finance (MUTM)

Mutuum Finance (MUTM) is redefining decentralized finance with its dual lending structure.

The Peer-to-Contract (P2C) model allows pooled deposits where lenders earn yields while borrowers unlock liquidity using ETH or stablecoin collateral.

For example, a P2C lender depositing $20,000 USDT into a medium-utilization pool at 15% APY will accrue $3,000 over a year, tracked via mtToken receipts, which grow in redemption value.

Meanwhile, the Peer-to-Peer (P2P) model enables direct negotiation between lenders and borrowers, letting participants set interest rates, terms, and partial fills, while isolating higher-risk trades from core liquidity pools.

Layer-2 integration gives Mutuum Finance (MUTM) a significant edge over Layer-1 competitors, lowering gas fees and accelerating transaction speed.

Crypto charts already indicate growing investor preference for protocols that combine efficiency with actual lending utility, rather than speculative hype.

The combination of P2C and P2P mechanisms ensures that MUTM will generate organic demand as the platform’s borrowing and lending volumes expand.

Presale momentum and upcoming beta launch

Phase 6 of Mutuum Finance (MUTM) is already 30% sold out, with prices set to rise 15% to $0.04 in Phase 7.

Early investors securing tokens now will position themselves ahead of this jump and capitalize on the upcoming beta launch, coinciding with the token listing.

The beta will allow users to interact with live lending, borrowing, and staking features from day one, providing a level of transparency and engagement rarely seen in early-stage altcoins.

The MUTM ecosystem also incorporates a buy-and-distribute mechanism where a portion of platform revenue buys back MUTM tokens from the open market and distributes them to mtToken stakers.

This creates consistent buy pressure while rewarding active participants, reinforcing both demand and token velocity.

In addition, Mutuum Finance (MUTM) plans to introduce a decentralized $1 stablecoin, minted only against collateral and burned upon repayment.

Governance-controlled interest rates will help maintain the peg, providing a reliable tool for borrowing while reducing systemic risks.

This stablecoin will enhance DeFi functionality and broaden adoption, positioning MUTM as a practical alternative for crypto investment beyond mere speculation.

Investors can gain confidence in Mutuum Finance (MUTM) thanks to its CertiK audit, which reports a Token Scan Score of 95 and a Skynet Score of 78.

Security remains a key focus, supported by ongoing bug bounties. Future planned exchange listings on Binance, Coinbase, KuCoin, and Kraken will significantly improve liquidity and accessibility, allowing the wider market to participate in MUTM’s growth story.

Analysts are projecting that Mutuum Finance (MUTM) will target $2–$3 by 2026, offering a potential 50x–85x upside from current presale levels.

While ETH remains a stable and prominent anchor in the market, MUTM’s utility-driven mechanics, Layer-2 efficiency, and robust presale momentum position it as a true high-upside opportunity for crypto investors seeking asymmetric returns.

Final words

As crypto prices today continue to show rising interest in utility-based altcoins and crypto predictions signal renewed allocation toward sub-$1 tokens, Mutuum Finance (MUTM) is poised to capture attention.

For investors looking beyond ETH’s safe gains, MUTM represents a strategic entry point to benefit from the next wave of DeFi adoption, staking rewards, and ecosystem growth.

Early participation in Phase 6 ensures investors can secure discounted tokens before Phase 7 raises the price to $0.04, positioning MUTM to emerge as one of the breakout altcoins in the coming months.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

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