Best coin to buy before ETH bull ends, analysts point to $0.035 steal over ETH

Ethereum (ETH) is still the most talked-about cryptocurrency since its bull run is driving up both institutional and retail flows.

But more and more analysts think that while ETH’s upside stays the same, its growth ceiling is getting harder to reach than it was in previous cycles.

Investors who want to grow their portfolios are now looking at smaller enterprises with disruptive models and early-stage entry points.

Analysts say that Mutuum Finance (MUTM), which is still in its presale at $0.035, is a stealth buy that is a deal compared to Ethereum (ETH)’s more mature surge.

It’s easy to tell the difference: ETH is stable, while MUTM is meant to develop quickly. Mutuum Finance (MUTM) is being compared directly to Ethereum (ETH) in its early years because it combines real-world lending use cases with token demand dynamics and an upcoming Layer-2 extension.

For people who are actively investing in crypto, this difference shows where the biggest gains might be before ETH’s current bull market starts to calm off.

Practical lending with P2C and P2P models

Mutuum Finance (MUTM) is built on two financing models: peer-to-contract (P2C) and peer-to-peer (P2P).

Borrowers interact directly with smart contracts in the P2C framework to get money, while lenders get predictable returns.

For example, a user who deposits 100 AVAX at $30 each, for a total of $3,000, will be able to borrow $1,800 USDT at a 60% loan-to-value ratio.

This arrangement makes sure that both the borrower and the protocol are stable by guaranteeing 70% of the liquidation.

On the lending side, scale shows how appealing it is. If you put 10 BTC worth $65,000 each into a pool that is 80% full, you will make $39,000 a year at 6% APY.

These results illustrate that Mutuum Finance (MUTM) is set up to give both small and large investors steady returns.

The project also adds P2P financing for assets that change a lot, including DOGE, FLOKI, SHIB, and TRUMP.

The system protects its basic liquidity from instability by putting these tokens into peer-to-peer negotiations. This lets lenders who are willing to take on more risk negotiate conditions directly.

This architecture makes two markets that work well together: one for stability and predictable growth, and the other for flexibility and increased risk-reward exposure.

Presale urgency and security foundations

The presale for Mutuum Finance (MUTM) is rapidly picking up speed. The price for Phase 6 is $0.035, and it has already raised $15.5 million.

More than 16,200 holders have signed up, and 35% of the quantity set aside for this round has been sold. It’s evident that we need to act quickly: entrance will rise 15% to $0.040 once Phase 7 starts.

For investors who are used to asking why crypto is down across established tokens during pullbacks, MUTM is one of the last chances to buy at a discount before it becomes more widely known.

Security gives you even more peace of mind. The project is being audited by CertiK, and it has a Token Scan score of 95 and a Skynet score of 78, which shows that it is very credible.

A $50,000 bug bounty scheme is in place to keep things open, and a $100,000 giveaway campaign helps the community get involved.

There are already more than 12,000 Twitter followers keeping an eye on the project’s progress on social media. This shows that retailers are confident and whales are positioning themselves.

Mutuum Finance (MUTM) also has market mechanisms that protect investors. ETH and stablecoins will be able to handle loan-to-value ratios of up to 75%, with liquidation criteria set at 80%.

On the other hand, high-volatility assets can only have a loan-to-value ratio of 40%, and reserve factors can go up to 35% to protect solvency.

This structure keeps lending yields consistent across both stable and volatile asset classes by keeping liquidity flows balanced.

The project’s design makes it easy for investors to compare crypto prices and find inexpensive entry points. This is why whales and analysts say it is a better investment than riding the tail end of Ethereum (ETH)’s rise.

Analyst forecasts and early investor upside

The easiest way to show how sure people are about Mutuum Finance (MUTM) is through the returns from presales that are already happening.

A Phase 1 buyer who traded $10,000 worth of ETH for $0.01 now sees that position worth $35,000 at today’s presale price of $0.035, which is a 3.5x gain.

The confirmed listing price is $0.06, and this will grow to 6x right away as it goes live.

In addition, the roadmap shows important events that will happen: a beta launch at listing that will let users test live features, Layer-2 integration to speed things up and lower costs, stablecoin burn-and-mint mechanisms to increase demand, and upcoming listings on major exchanges like Binance, Coinbase, Kraken, KuCoin, and MEXC.

Analysts think that these changes will make it possible for prices to reach between $3.5 and $5 in the next growth cycle.

Investors looking for a good place to put their money before ETH’s bull run slows down could consider buying Mutuum Finance (MUTM) for $0.035.

This is a unique chance to get in on the ground floor before the rest of the market catches on.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

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