Next crypto to hit $1? Unlike DOGE, analysts say this best DeFi crypto could double soon

Dogecoin (DOGE) has tried multiple times to break the $1 level, but its meme-driven nature has struggled to sustain real momentum. Shiba Inu shares the same challenge, as both rely on speculative hype rather than true utility.

Analysts looking for the next serious performer are turning their attention to Mutuum Finance (MUTM), a DeFi project with mechanics designed to support lasting growth.

With its lending protocols, staking rewards, and presale traction, MUTM is showing a path that aligns with what strong crypto investment demand looks like in today’s market.

Practical lending vs. speculative hype

Unlike DOGE and SHIB, Mutuum Finance (MUTM) introduces functional DeFi systems where both lending and borrowing are driven by real economic logic.

In its P2C model, lenders deposit into liquidity pools and earn an automatic yield. For example, someone supplying 12,000$ worth of AVAX at 10% APY earns 1,200 USDT yearly without relying on speculative price pumps.

On the borrowing side, a user who owns $6,000 worth of XRP can lock it as collateral at 65% LTV and instantly access $3,900 DAI. This setup lets them unlock liquidity while still holding their XRP position, avoiding a taxable event and keeping exposure to future price growth.

The peer-to-peer (P2P) system adds flexibility by allowing direct agreements between users. Imagine a lender and borrower arranging a deal using MATIC at a 22% annualized return.

The negotiation-based model rewards both sides while offering higher returns for those who are comfortable with taking calculated risks. These mechanisms show how MUTM is more than a speculative coin—it’s building a functioning DeFi marketplace.

The crypto fear and greed index often shows extreme shifts driven by speculation, but a protocol like MUTM introduces fundamental use cases that sustain value creation even when markets ask why crypto is down.

The answer in this case lies in shifting focus from hype to structured lending systems.

Presale growth and the road to $1

Mutuum Finance (MUTM) is currently in Phase 6 of its presale at $0.035, where more than $14.65 million has already been raised, and 15,400 holders are on board.

Security is also front and center, with CertiK audit scores of 95 for Token Scan and 78 on Skynet. Community traction is growing steadily, with over 12,000 Twitter followers supporting the project’s marketing campaigns.

Additional engagement includes a $50,000 bug bounty program to reward developers for finding issues, as well as a $100,000 giveaway spread across 10 winners.

The presale is structured in a way that rewards early participation. Entering Phase 3 at $0.02 already translates into 75% gains by Phase 6.

With the listing price locked in at $0.06, that same Phase 3 purchase will deliver a 3x return. Even at today’s Phase 6 price, buyers are looking at a 71% jump by the time exchanges list the token.

Missing out on this stage means missing a 15% discount, as the price is scheduled to climb to $0.04 in the next phase.

For those analyzing long-term ROI, the path to $1 is justified by several factors. The beta launch of the protocol will allow real users to test lending and borrowing before the live event, creating genuine adoption.

Anticipated listings on major exchanges such as Binance, KuCoin, and Coinbase will drive liquidity and visibility, ensuring accessibility for global investors.

In addition, MUTM introduces a revenue distribution system: platform profits are used to buy MUTM on the open market and reward those staking mtTokens.

This continuous buyback mechanism not only creates demand but also incentivizes long-term holding, setting up a natural price support system.

Final words

When compared to meme tokens like DOGE that are fueled primarily by speculation, MUTM stands out by tying its price trajectory to real-world use.

Analysts project that with lending and borrowing activity ramping up, plus exchange visibility and staking rewards, Mutuum Finance (MUTM) will be positioned to scale towards $1. Unlike DOGE’s hype cycles, this growth will be backed by protocol-driven demand.

In a market where investors are constantly comparing projects and tracking trends from a crypto ETF to retail-driven assets, MUTM stands out as a blend of utility and accessibility.

It’s an investment aligned with the next wave of DeFi adoption, offering both immediate presale gains and the long-term narrative of becoming the best ROI play for 2025–2026.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

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