Austin Winch Launches Xauras, a Governance-First DeFi Protocol Surpassing $90M TVL in Under a Month

Xauras, the governance-first decentralized lending protocol founded by Austin Winch, has officially launched with an ambitious mission to redefine the future of DeFi.

In less than a month, the protocol has already crossed $90 million in total value locked (TVL) and seen engagement from over 12,000 wallets, signaling strong early adoption.

Built as a third-generation decentralized liquidity protocol, Xauras allows users to lend and borrow digital assets seamlessly through non-custodial smart contracts.

The system integrates dynamic interest rates, overcollateralized lending, and automated liquidations, balancing user accessibility with strong risk management.

Austin Winch’s vision for Xauras is centered on community-driven governance.

Token holders have the power to shape the protocol by voting on upgrades, economic models, and security parameters — ensuring decisions remain decentralized and transparent.

The platform has also placed security at the forefront.

With third-party audits and multi-layer safeguards in place, Xauras aims to protect against flash loan exploits and sudden market shifts.

Already live on Ethereum and Arbitrum, the project will expand to Polygon, Optimism, and Solana later this year, making it accessible to a broader user base at lower transaction costs.

Looking forward, Xauras plans to introduce real-world asset collateral frameworks, NFT-backed loans, and a cross-chain yield aggregator, alongside building institutional liquidity partnerships.

These developments are designed to bridge DeFi with traditional markets, expanding its appeal to both retail and professional participants.

Austin Winch, Founder of Xauras, commented:

“The DeFi space has grown massively, but core issues like governance inefficiency and risk vulnerabilities remain unsolved. With Xauras, we’re creating a protocol that is not only resilient but evolves directly through the community. Surpassing $90 million TVL so quickly shows there’s demand for a governance-first approach to lending.”

With its founder-led vision and strong adoption metrics, Xauras positions itself as a serious contender in the next wave of DeFi protocols, combining transparency, governance, and innovation to set a new benchmark in decentralized finance.

About Xauras

Founded in London by Austin Winch, Xauras is a decentralized finance protocol designed to deliver secure, scalable, and governance-driven lending infrastructure.

Its mission is to empower users worldwide with transparent financial solutions that represent the future of decentralized lending.

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