Top crypto to buy: ETH, TON’s growth is not even closer to this $0.035 project now targeting 28x in 3 months

Ethereum (ETH) and Toncoin (TON) continue to hold their place in the market with steady, long-term growth.

For many investors, that slow upward curve is reliable, but in today’s fast-paced trading environment, the real focus is shifting to presale DeFi projects where velocity and early buybacks will re-rate tokens much faster.

Traders are looking beyond the giants to discover where exponential multiples will emerge, and Mutuum Finance (MUTM) is attracting attention as the presale asset that is already pricing a faster curve.

P2C and P2P mechanics fueling re-rating potential

Inside Mutuum Finance (MUTM), the peer-to-contract (P2C) pools are being designed to generate yield that automatically fuels buyback demand.

For example, a lender will allocate 32,500 USDC into a high-utilization pool at 15.6% APY and will collect 5,070 over twelve months, tracked directly through mtUSDC tokens.

These receipts are not simply proof of yield—they will connect directly to protocol revenue that will later be redirected into open-market MUTM purchases.

Those purchases will then be redistributed to mtToken stakers, ensuring yield streams tie directly to token demand.

Borrowers will also benefit from capital efficiency. A MATIC holder will lock 12,000 MATIC at 70% loan-to-value and unlock 8,400 in liquidity.

This structure means they will keep exposure to MATIC’s price action while accessing working capital.

In a market where capital mobility determines trading outcomes, such borrowing mechanics create leverage without forced selling.

The peer-to-peer (P2P) marketplace will add an additional layer of returns for those seeking higher short-term yields. This system ensures that higher-risk agreements remain isolated from

pooled capital, allowing lenders to capture tactical alpha while preserving the safety of the shared pools.

These mechanics answer the pressing question many newcomers ask: is crypto a good investment right now?

With projects like Mutuum Finance (MUTM), the answer lies in the way revenue generation and token buybacks are directly aligned, creating a feedback loop that benefits early participants.

The presale curve and the 28x pathway

The presale is already moving through its phases at a steady pace.

Total Supply: 4 billion; Phase 6 price: $0.035; approximately $15.10M generated so far; Holders: over 15,850; 30% already sold out of this phase allocation; Phase 7 price step: $0.040 (+15%).

CertiK audit processes have been initiated, with a Token Scan Score of 95.00 and a CertiK Skynet Score of 78.00.

To ensure security and trust, the platform has allocated a $50,000 USDT bug bounty program, rewarding critical discoveries with up to $2,000.

Community engagement continues to expand, with more than 12,000 followers on X and ongoing incentive campaigns such as a $100,000 giveaway.

For traders focused on investing in crypto, the presale curve itself is already producing significant multiples. Consider the example of a Phase-2 participant who reallocated $4,500 out of

TON into Mutuum Finance (MUTM) at $0.015. At the Phase-6 price of $0.035, that position now stands at ~2.33x on paper, and this has been achieved purely through presale progression before listing activity even begins.

Once the beta product goes live, transaction fees are reduced through Layer-2 integrations, and buybacks funded by lending revenue intensify, that position will stand to re-rate far more quickly than a holding in ETH or TON.

This structure provides a compelling roadmap for those seriously evaluating crypto investing strategies in 2025.

By combining lending mechanics that create constant revenue, borrowing channels that enhance capital mobility, and P2P orders that deliver tactical alpha, the project builds natural demand pressure into its token economy.

That is why traders are justifying targets of up to 28x within the first three months after expected listing, anchored in liquidity compression at presale completion and discovery on exchanges.

Final words

For those still questioning crypto investing opportunities, Mutuum Finance (MUTM) represents a very different dynamic than waiting years for blue-chip coins to grind higher.

Here, every new phase marks a higher entry cost, every pool utilization drives APYs higher, and every protocol revenue stream feeds directly into buybacks.

The window, however, is closing quickly. Phase 6 is already 30% sold, and once the platform steps into Phase 7, the entry price will rise to $0.040.

For traders seeking the top crypto to buy right now, timing entry before this jump will define who secures the maximum upside.

With ETH and TON still offering gradual gains, Mutuum Finance (MUTM) is the project targeting exponential performance in the short term.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

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