Three best crypto expected to deliver 10x gains by next year

2025 is shaping up to be a breakthrough year for crypto investing. Analysts are pointing to altcoins priced under $1 as the biggest opportunity for outsized returns. A mix of utility-driven DeFi tokens and community-favorite classics now dominates watchlists.

Among these, Mutuum Finance (MUTM), Dogecoin (DOGE) under $1, and Ripple (XRP) are capturing attention as three crypto coins likely to deliver 10× gains for readers comparing top cryptocurrencies and the best crypto to buy now.

Mutuum Finance (MUTM) is gaining momentum with its innovative dual lending model and staking incentives.

Its presale shows strong demand, proving that investors are ready for a utility-based DeFi alternative to meme and banking-focused coins when deciding what crypto to buy now.

Presale update – Momentum building fast

The Mutuum Finance (MUTM) presale is moving quickly. Out of the total 4 billion MUTM tokens, approximately $17.4 million already have been raised combining all phases.

The current price of MUTM is at $0.035 during Phase 6, and the platform already has surpassed 17,200 holders from all phases. Phase 6 has already reached 68% sold out soon, and the next phase will increase to $0.040, a 15% jump.

This surge highlights the urgency for crypto investors. Phase 6 will represent the final discounted window at $0.035 before the price rises by 15%.

Early participants in the MUTM presale will lock in entry at the lowest cost, positioning themselves for maximum gains once the token hits broader exchanges potentially—a timely move for the best cryptocurrency to invest today.

To appreciate big investors and to grow the community, the 24-hour leaderboard has been updated with a new feature.

Each day, the user who secures the top rank will receive a $500 MUTM bonus, as long as they perform at least one transaction within the 24-hour window. The leaderboard refreshes automatically at 00:00 UTC each day.

Mutuum Finance (MUTM) – Dual lending model

Mutuum Finance (MUTM) will operate as a dual-engine DeFi platform. Its Peer-to-Contract (P2C) pools will allow users to lend major crypto coins like BTC, and USDT.

Lenders will receive mtTokens, interest-bearing assets representing their share in the pool. mtTokens will also be stakeable, generating additional MUTM rewards and creating a steady demand cycle.

The Peer-to-Peer (P2P) segment will serve riskier or less liquid assets such as DOGE, SHIB, and other meme coins. Borrowers will post over-collateralized assets to mint stablecoins or borrow liquidity.

The platform’s over-collateralization and automatic liquidation system will ensure safety and maintain confidence in its stablecoin.

This dual structure will allow MUTM to scale quickly and attract both conservative lenders and high-risk traders.

With the delivery of real utility, the combination of P2C and P2P will create continuous token demand, offering one of the top crypto to buy opportunities for 2025 and a compelling new cryptocurrency use case.

Why MUTM will deliver 10× growth

Mutuum Finance (MUTM) is positioned to deliver strong returns of more than 10X because of real utility and token mechanics it will provide once it goes live. The platform will launch fully live potentially at the token live event on day one, providing immediate visibility and liquidity.

Each lending and borrowing transaction will generate demand for mtTokens and MUTM rewards, creating a self-reinforcing ecosystem.

Every activity at the platform generates fees and provides a revenue stream to the system. A portion of revenue will be allocated to buy back MUTM from the open market.

These tokens will be redistributed to mtToken stakers, generating continuous upward pressure on the token price. Investors who stake mtTokens will enjoy both yield and strategic token growth—an edge for those scouting the next big cryptocurrency and the best cheap crypto to buy now.

By Q4 2025, Mutuum Finance (MUTM)’s V1 of the protocol will be launched on Sepolia testnet. It will include liquidity pools, mtTokens, debt tokens, and a liquidator bot supporting ETH and USDT.

This milestone will demonstrate the platform’s full functionality before mainnet deployment and provide transparency for early crypto investors. By testing these features before the full launch, users will get a real feel for how the platform works.

This early access is expected to build trust, attract more investors, and increase demand, which could lead to a stronger price growth in the future.

Early numerical examples demonstrate the power of timing. An investor who bought $5,000 worth of MUTM in Phase 2 at $0.015 will hold roughly 333,000 tokens. At the current $0.035 price, their investment will reach $11,655, a 133% value gain before any listing. At the 10× target of $0.35, the same holding will skyrocket to $116,550.

This showcases why early entry will be crucial for crypto investing and which crypto to buy today for short-term gains.

DOGE

Dogecoin (DOGE) is struggling to hold investor confidence as network activity remains low and speculative hype continues to fade. According to on-chain data, the number of daily active addresses and transactions has dropped sharply since August, signaling reduced real use beyond memes and social buzz.

While DOGE once thrived on retail hype and Elon Musk’s tweets, its lack of meaningful utility or DeFi integration makes it difficult to sustain higher valuations.

Dogecoin (DOGE) dipped below $0.14 but recovered, trading between $0.14 and $0.29. Key focus is on the 20-day EMA at $0.23, with potential declines to $0.18 or $0.16.

XRP

There are a lot of things going on that are putting pressure on XRP. Whales have begun to sell off big amounts of stock after failing to keep the momentum over $3.

This is causing the price and volume to drop. Technical indicators like RSI and MACD show bearish divergence, which means that the price is going up more slowly than buying strength, which could mean that the market is running out of steam.

After getting the go-ahead from the CFTC, the CME started offering XRP options on October 13, 2025. This means that traders can now trade XRP options just like they can with Bitcoin and Ethereum. XRP whales sold 2.23 billion tokens for around $6 billion, which cut their holdings from 9.5 billion to 7.3 billion XRP.

The price dropped from $2.98 to $2.38, then stayed the same at $2.58. XRP has the most market depth on major exchanges, which is important for getting an ETF approved. If ETFs that hold XRP are permitted, this liquidity could help keep prices stable and make trading easier.

FOMO before the jump

Mutuum Finance (MUTM) stands out as a strong candidate among the best crypto coins for 10× returns in 2025. Its utility-backed platform and continuous demand model will provide an advantage over DOGE and XRP.

Investors are already benefiting from the ongoing $100,000 giveaway, with ten winners receiving $10,000 each in MUTM tokens.

Phase 6 is already 68% sold out. The next phase will see the price rise 15% to $0.040. This will be the final opportunity to secure MUTM at the current price, making now the best moment to join the presale and claim a stake in one of the most promising crypto coins of 2025 for anyone evaluating which crypto to buy and the next crypto to explode.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

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