XRP Price Prediction: Franklin Templeton Exec Says XRP Is Key to Cross-Border Payments – Is a $3 Breakout Next?

Franklin Templeton has again backed XRP as a building block for cross-border payments saying XRPL offers real-time, low-cost settlement. A DBS Bank MOU with Franklin Templeton and Ripple has tied tokenized money market funds to XRPL. Spot XRP ETFs have taken in $1.07B with $3–$3.05 as the next test.