Japan Now Lets You Trade Credit Card Points for Bitcoin, XRP, and Ethereum

• Aplus users can now redeem points for leading cryptocurrencies.
• SBI VC Trade backs Japan’s latest crypto loyalty redemption program.
• XRP gains ground as everyday finance merges with digital assets.

Aplus, Shinsei Bank Group’s credit card service, has introduced a new redemption feature that allows users to convert loyalty points into cryptocurrency. The program is being rolled out in partnership with SBI VC Trade, the crypto exchange unit of SBI Holdings.

According to crypto commentator Xaif on X, cardholders can now exchange Aplus Points for Bitcoin, XRP, or Ethereum directly through their online account interface. Its conversion rate is 2,100 points to about 30,000 yen in digital assets, so users can easily find out what crypto is like without actually buying anything.

Also Read: Ripple Taps BNY Mellon to Secure $43T Stablecoin Reserves for RLUSD Launch

The move transforms older crypto reward schemes. Aplus users can now exchange their existing loyalty points for the most popular digital currencies and not earn new crypto to make purchases.

SBI Holdings has a very close connection with Ripple and has done a lot to spearhead the adoption of XRP in Japan. Its financial body is already backing RippleNet among more than 70 percent of the country’s banks and aiming at 80 percent penetration by 2025. Strategically, teaming up with Aplus is interpreted as an initiative to create more inroads into crypto demystification, especially on the consumer level.

This program is incorporated into the existing credit card system and does not require extra registration or technical actions, allowing clients to redeem crypto with minimal effort.

XRP Gains Stronger Foothold in Everyday Financial Tools

The inclusion of XRP in the Aplus program underscores its increasing importance in Japan’s financial landscape. Already utilized for cross-border payments by local banks, XRP’s entry into consumer rewards adds to its real-world use cases.

SBI supports the practical value of the asset by allowing people to redeem using XRP. This follows SBI President Yoshitaka Kitao, who expressed long-term continued faith in XRP as a usable transactional tool as opposed to the store-of-value logic behind Bitcoin.

With this offering, XRP will have a larger range of users, as it will no longer be an investment-oriented asset but an everyday financial engagement tool. The project is likely to expand XRP in the visibility of new users who are on the crypto world’s threshold.

Users of the Aplus credit card in Japan can now exchange reward points for bitcoin, XRP, or Ethereum with the help of a new program supported by SBI VC Trade. The move signals deeper integration of cryptocurrency into regular financial services and provides an easy entry point for everyday consumers.

Also Read: Metaplanet CEO Vows to Hoard Bitcoin, Plans Bank Buyout With BTC Loans

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