If You’re Drowning in Debt, What Would a Bitcoiner Do?

Serious question:

Does filing bankruptcy go against the Bitcoin standard?

Bitcoin teaches personal responsibility, low time preference, and avoiding excessive debt. But bankruptcy is also a legal tool built into the fiat system.

If someone is buried in unsecured debt and can either spend years paying interest to banks or file bankruptcy, rebuild, and start saving/investing again, which path is more aligned with Bitcoin principles?

Curious what the community thinks.