Analyst Explains Why $10, $100, and $1,000 XRP Targets Are “Realistic” with 5 Scenarios

Crypto analyst “Stellar Rippler” has reignited discussions around the long-term valuation of XRP. He argued that the often-mocked price targets of $10, $100, and even $1,000 are not only feasible but rooted in real-world utility and global financial infrastructure transitions. In an X thread, the commentator broke down how XRP could tap into global liquidity. The analysis touched on avenues like SWIFT and derivatives, presenting XRP as the backbone of a new monetary system. Scenario 1: Replacing a Fraction of SWIFT Could Drive $27–$50 XRP The first scenario relies on SWIFT, which processes around $5 trillion daily transactions. According to the thread, if XRP captures even 10% of this flow as a settlement layer, given its design for fast cross-border transactions, it would handle $500 billion daily. Assuming conservative liquidity multipliers, the price range of XRP in this model lands between $27 and $50. Scenario 2: Unlocking Trapped Capital in Nostro/Vostro Accounts Notably, banks collectively hold around $27 trillion in pre-funded Nostro/Vostro accounts. The analyst suggests XRP could be the bridge asset to free up that capital. If XRP handles just 5% of that value, the price projection jumps to $80–$100. Notably, this is based on the assumption that XRP would need to be held in sufficient quantity to support such liquidity. Scenarios 3–5: From Banking Licenses to Derivatives and Global Integration Meanwhile, the thread outlines even more ambitious scenarios. One involves the potential role of XRP if Ripple secures a banking license that enables direct access to central bank systems and global lending. It argued that XRP could power a new on-chain financial architecture, placing its price “easily above $100.” Another scenario involves adoption by the IMF and World Bank. With Ripple already in correction to over 40 central banks and referenced in tokenization reports by the IMF and BIS, the analyst sees a $250–$500 price tag if XRP is standardized as a global liquidity rail. Regarding derivatives settlement, the analyst suggested that tapping just 0.1% of the $1 quadrillion derivatives market via the XRP Ledger could catapult the token to over $1,000. So Why Isn’t XRP at These Levels Now? According to Stellar Rippler, these projections remain far-fetched due to lawsuits, suppression, and "confusion." The argument is that XRP’s full potential is being intentionally delayed until the legacy financial system is ready to integrate such a transition. This perspective suggests XRP will become significantly more expensive than its current price of around $2. While many have laughed off four-digit XRP forecasts, this thesis attempts to flip the narrative. It positions XRP not as a speculative altcoin but as core infrastructure for global liquidity movement. The analyst compared XRP’s utility-driven future to Bitcoin’s belief-driven past. Specifically, it claimed that if BTC rose to over $100K based on belief, XRP may rise based on function. Stellar Rippler also acknowledged that if, for the sake of argument, $1,000 per XRP is unrealistic due to the required $55 trillion market cap, then a $10 target is “ridiculously achievable.” Notably, this target would require only a $582 billion market cap, though XRP’s current market cap is far below that, at approximately $130 billion. https://twitter.com/StellarNews007/status/1920115129418747928