XRP Ledger DeFi Roadmap Shows Expanding Role in Financial Infrastructure

• XRP Ledger expands institutional DeFi with live compliance, settlement, and asset-layer tools.
• XRP underpins payments, FX, and tokenized collateral through fees, reserves, and bridging.
• Upcoming lending and privacy features extend XRP use into on-chain credit markets.

The XRP Ledger is expanding its role in institutional decentralized finance, according to a newly outlined roadmap detailing how network features are being applied across payments, foreign exchange, collateral management, and credit markets. The update shows how XRP is integrated into core financial workflows as infrastructure tools move from development into live deployment.

Recent upgrades position the network as a high-throughput settlement layer with compliance tooling and asset-level programmability available on mainnet. These features are set to support regulated activity while maintaining real-…

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