From Money to Wealth: XRP’s True Potential Lies in Global Flow-Cap, Here’s How

• Crypto analyst Stellar Rippler argued that traditional market cap metrics don’t define XRP’s value.
• He introduced the concept of “Flow-Cap,” measuring XRP’s worth by the value of liquidity routed through the XRP Ledger.
• Citing Ripple leaders David Schwartz and Brad Garlinghouse, Stellar Rippler said XRP’s price will rise with global utility.

Crypto commentator Stellar Rippler posted a thread arguing that traditional market capitalization metrics shouldn’t measure XRP’s value.

The thread, titled “XRP Can’t Hit a Very High Price Because of Market Cap”, rebuts what he calls a flawed mainstream narrative, drawing comparisons to how modern markets inflate valuations through perception and network effects rather than direct capital inflows.

According to Stellar Rippler, “That’s what they said about AI too, before $30B magically became $500B overnight.”

Modern Money: Circular Growth and Perception Economics

Using high-profile examples, the commentator illustrated how major sectors like AI and electric vehicles have seen explosive valuation increases through circular investment loops.

He explained that Nvidia’s investment in OpenAI, followed by OpenAI’s contracts with Oracle and Oracle’s purchase of Nvidia hardware, created a closed system where “no new money entered, just circular belief loops priced as ‘growth.’”

Similarly, he pointed out that Elon Musk’s $1 billion purchase of Tesla stock once added over $100 billion to Tesla’s market cap, not due to injected capital but because “perception did.”

These analogies, he said, demonstrate that valuation isn’t tied to liquidity entering the system but to belief and narrative alignment, a key idea he believes applies to XRP’s potential future growth.

Also Read: Bitcoin, Ethereum, and Major Altcoins Decline in 24 Hours Amid Market Cooldown

“XRP Can’t Hit a Very High Price Because of Market Cap.”

That’s what they said about AI too, before $30B magically became $500B overnight.

Let me show you how Modern Money works

1⃣ Nvidia invests in OpenAI → OpenAI signs with Oracle → Oracle buys Nvidia chips →… https://t.co/Lv5oEpXAg4 pic.twitter.com/dvEsu5JfsE

— Stellar Rippler (@StellarNews007) November 6, 2025

Ripple’s Real-World Liquidity Mission

Where AI and tech companies relied on perceived growth, Stellar Rippler argues that Ripple is building tangible liquidity networks that could route trillions of dollars through the XRP Ledger.

“Ripple is wiring real liquidity, targeting trillions of dollars to flow through the XRP Ledger, not inflated valuations with belief,” he wrote, noting Ripple’s focus on banks, central banks, institutions, prime brokerage, treasuries, and remittance networks.

This shift, he claimed, defines XRP not by speculative value but by what he calls ‘Flow-Cap’ — the total value of money transacted across its infrastructure.

Leaders Reinforce XRP’s Central Role

Stellar Rippler supported his thesis with statements from Ripple executives. He cited David Schwartz, Chief Technology Officer at Ripple, who said, “The price of XRP can’t be dirt cheap.”

He also referenced Brad Garlinghouse, Ripple’s CEO, who reaffirmed XRP’s core importance: “XRP sits at the center of everything Ripple does.” According to Stellar Rippler, these comments confirm that XRP’s valuation will scale with global utility, not speculative hype.

XRP: From Money to Wealth

Ultimately, Stellar Rippler framed XRP’s role as foundational to a new financial system rather than a mere investment asset. “XRP isn’t about making money,” he wrote. “It’s about making wealth by being part of the new Financial System.”

The post has resonated widely within the XRP community, reinforcing the growing belief that XRP’s long-term potential lies in powering global liquidity rather than chasing market-cap comparisons with Bitcoin or Ethereum.

Also Read: OG Insider Just Shorted XRP and BTC Ahead of Trump’s Announcement – What’s Going On?

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