Top cryptos to buy now as senators set US crypto bill deadline

As US senators, led by Tim Scott, set a September 30 deadline for finalizing crypto market structure legislation, top cryptos to buy now are grabbing investor attention. 

This regulatory push, announced to a White House crypto adviser, signals clarity that could reshape the crypto market. XRP rides high with a 95% chance of Spot ETF approval, while Mutuum Finance (MUTM) surges in its presale. 

Mutuum Finance has raised $11,900,000 since its presale began, selling over 580 million tokens to 12,900 holders. With Phase 5 underway at $0.03 per token, investors eye significant returns. 

This deadline fuels urgency, spotlighting tokens with strong fundamentals.

XRP’s ETF momentum builds

XRP is gaining traction as its Spot ETF approval odds soar to 95%. Multiple firms, including Grayscale and Bitwise, filed applications by January 30, 2025, with the SEC’s decision due by October 17.

This progress positions XRP as a top crypto investment. 

However, its price lingers between $2.19 and $2.35, struggling to break resistance. A breakout above $2.35 could spark a rally, while a drop below $2.19 might test $2.05. 

Crypto prices show XRP’s steady climb, with forecasts suggesting a $2.28 to $3.20 range by December 2025, offering up to 44.1% returns. Meanwhile, Mutuum Finance (MUTM) offers a fresher opportunity. 

Its innovative DeFi model outshines XRP’s current sideways movement, drawing investors seeking higher upside.

Mutuum Finance presale surges

Mutuum Finance (MUTM) is advancing rapidly through Phase 5 of its 11-phase presale, priced at $0.03 per token. This phase, over 65% filled, marks a 200% price jump from Phase 1’s $0.01. 

Buying now guarantees a 100% return at the $0.06 launch price, with Phase 6 bringing a 16.7% increase to $0.035. Analysts predict a post-launch surge to $3.50 in 2025, a 11,566% potential gain. 

Mutuum Finance’s dual lending model sets it apart in the crypto market. Unlike XRP’s ETF-driven narrative, Mutuum Finance delivers real-world utility. 

Its presale success, with $11,900,000 raised and 580 million tokens sold to 12,900 holders, underscores strong demand. Investors are flocking to secure tokens before prices climb.

Innovative DeFi lending model

Mutuum Finance (MUTM) is redefining DeFi with its non-custodial liquidity protocol. Its dual Peer-to-Contract and Peer-to-Peer lending system offers flexibility. 

Smart contracts automate lending, adjusting rates dynamically for stability. Peer-to-Peer lending enables direct, customizable deals, ideal for volatile assets.

This transparency surpasses centralized platforms, appealing to crypto investors. 

Mutuum Finance is also launching a fully collateralized, USD-pegged stablecoin on Ethereum, reducing depegging risks. Unlike XRP’s price-bound trajectory, Mutuum Finance’s ecosystem promises scalability.

Its Layer 2 strategy will cut gas fees, boosting user experience. 

Additionally, Mutuum Finance has launched a dashboard showcasing the top 50 holders, rewarding them with bonus tokens for loyalty. This innovative approach strengthens its position in crypto investing.

Security and community incentives

Mutuum Finance (MUTM) prioritizes trust, earning a 95.00 CertiK audit score with no vulnerabilities found.

Its Bug Bounty Program, partnered with CertiK, offers $50,000 in rewards across four severity tiers, ensuring robust security. 

A $100,000 MUTM giveaway, split among 10 winners, excites the community. Entry requires a $50 presale investment and completing simple quests, like submitting a wallet address. 

These initiatives highlight Mutuum Finance’s commitment to engagement. 

Unlike XRP, which relies on ETF speculation, Mutuum Finance builds a sustainable ecosystem. Its mtToken system lets users earn interest and stake for passive rewards, supported by token buybacks.

This structure positions Mutuum Finance as a top crypto for long-term growth.

Looking ahead

As the September 30 crypto bill deadline looms, Mutuum Finance (MUTM) stands out among top cryptos to buy now. Its presale, nearing completion of Phase 5, offers a fleeting chance to buy at $0.03. 

With a guaranteed 100% return at launch and a projected $3.50 post-launch value, Mutuum Finance blends utility and opportunity. XRP’s ETF prospects are promising, but its price stagnation limits short-term gains. 

Mutuum Finance’s lending model, stablecoin, and Layer 2 plans signal robust growth. Crypto prices may fluctuate, but Mutuum Finance’s fundamentals shine.

Investors seeking high returns should explore Mutuum Finance’s presale and join its thriving studs community. 

Act now to secure your stake in this rising DeFi star. For more information about Mutuum Finance (MUTM),visit the links below:

Website: https://mutuum.com/ 

Linktree: https://linktr.ee/mutuumfinance 

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