Aptos RWA Boom: Private Credit Leads Network to Global Top 3

Aptos Network is making waves in the crypto industry. It secured the third spot in the global real-world asset (RWA) rankings, trailing only Ethereum and ZKsync Era.

Can this network sustain its impressive performance in the second half of 2025 with a focused strategy and robust infrastructure?

Dominating RWA with Strategic Focus and Stablecoin Surge

According to RWA.xyz’s data, Aptos’ total value of locked assets (RWA TVL) surged 56.28% over the past 30 days, reaching $538 million.

This includes nearly $420 million from private credit, $86.93 million from U.S. Treasury bonds, and $30.72 million from institutional alternative funds. These figures highlight strong breakthroughs and Aptos’ growing role in integrating real-world assets into decentralized finance (DeFi) ecosystems.

Nearly 75% of TVL on Aptos is private credit. Source: RWA

The RWA rankings show Aptos surpassing competitors like Stellar ($454 million), Solana ($418 million), and Polygon ($343 million), achieving remarkable value with just 13 RWA projects. This growth is driven by a strategy prioritizing high-impact projects, as noted in a Redstone Finance report, rather than spreading resources thin. 

“Aptos’s strategy centers on targeting fewer, high-impact partnerships that bring significant value onchain. By emphasizing institutional alignment and offering a technically, cost-effective alternative to Ethereum, Aptos positions itself as a compelling alternative for developers and asset managers looking to escape the limitations of EVM-based networks.” Redstone’s report stated.

RWA TVL. Source: Redstone

This approach optimizes efficiency and attracts significant capital, especially in personal credit. Personal credit, accounting for nearly 78% of RWA TVL, paves the way for decentralized lending opportunities.

Personal credit dominates RWA TVL. Source: RWA

Another key factor is the rapid growth of stablecoins on Aptos, with over $1.2 billion in native stablecoins in circulation. Combined with ultra-low transaction fees (under $0.0008, dropping to $0.00055 per Aptos), the network is an ideal choice for global payment solutions, from payroll integration to cross-border commerce. Fast processing speeds and low latency enable Aptos to build flexible DeFi rails that appeal to retail and institutional investors.

However, Aptos’ success comes with challenges. Sustaining a 56.28% growth rate requires continuous innovation and transparency in RWA project management. Compared to Ethereum ($7,590 million) and ZKsync Era ($2,274 million), Aptos still faces a significant gap, but its focused strategy and strong infrastructure position it to close this gap in 2025.