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Bitcoin just reminded everyone that it can still move fast in the wrong direction. On Dec. 11, it briefly fell below $90,000 as broader crypto prices slid amid fresh concerns about artificial intelligence (AI) profits, weighing on risk sentiment.Ā
That kind of risk-off mood is exactly when many beginners start searching for the best crypto to buy now, which feels less like a casino bet. Digitap ($TAP) fits that role because it is built around stablecoin settlement and a working banking-style app, not just price speculation.
Bitcoin dipped below the $90,000 level as markets reacted to a sour shift in risk appetite tied to AI-related concerns. The trigger was not crypto-specific. It was broader market nerves after Oracleās outlook missed expectations and executives flagged higher spending, raising doubts about how quickly AI infrastructure spending turns into real profits.Ā
Since BTC has fallen to $86,000 and ETH has lost the vital $3,0000 level. This matters for one simple reason: when tech sentiment wobbles, risk assets tend to wobble together. Crypto often gets hit harder because it trades 24/7, and retail holders react quickly.
When markets get nervous, a lot of tokens that depend on hype, momentum, or future promises lose oxygen fast. Thatās where crypto for beginners often turns into a painful lesson, not because people are foolish, but because they arrive late to narratives that only look obvious in hindsight.
In a risk-off stretch, the winning idea is often boring on purpose:
Thatās why stablecoins keep showing up in serious conversations about the best cryptocurrency to buy now when volatility starts to punish speculative assets. They are not exciting, but they are useful. Stablecoin supply has been pushing into the $300 billion range in 2025, which is a decent signal that the market is treating them as real settlement tools, not a niche side quest.
And the real-world āwhyā is straightforward: cross-border money movement is still expensive. The World Bankās Remittance Prices Worldwide tracker puts the global average cost of sending remittances at around 6.49%.
When people are paying fees like that, anything that makes transfers cheaper and faster tends to find demand.
Digitapās pitch heading into conversations about the best crypto to invest in 2025 and beyond is not that the team hopes it will pump, but rather that they are building what still works and grows even when markets are shaky.Ā
Digitap leans into three defensive ideas that match bear-market psychology:
Digitapās instant crypto-to-fiat swaps, powered by its licensed banking partners, enable users to swap between assets at any time. In a bear market, being able to instantly swap crypto to fiat is invaluable.Ā
Beginners trust what they can use. A working app that helps manage balances and move money matters far more when people are evaluating the best crypto to invest in long term, especially during a downturn.
The broader talking point is simple: if the app generates real activity, $TAP captures value through a deflationary model where app profits are used for buybacks and token burns, reducing supply even when markets are weak. That framing is especially important when risk appetite gets dented, and speculative liquidity dries up.
This structure is reinforced by Digitapās use of licensed financial partners and tiered account options, which adds a layer of compliance and transparency that many early-stage crypto projects lack.
Digitapās presale is designed to feel like math, not wishful thinking: a lower current price, staged increases, and a planned listing level. In that environment, many beginners look for how to buy crypto before exchange listing rather than chasing candles once volatility returns.Digitapās published presale metrics also lean into social proof: over 143 million tokens sold at $0.0371, with more than $2.5 million raised, and Round 2 nearing completion with the next price step at $0.0383. The listed target referenced in the talking points is $0.14.
Because this is a seasonal campaign window, Digitap is also running a 12-day holiday rewards countdown, structured like a digital advent calendar with new drops every 12 hours, giving users a reason to check back regularly even as markets stay cold.Ā A project that can keep attention without relying on price pumps tends to build stronger momentum heading into the next cycle.
In a risk-off environment where attention fades quickly, that kind of repeat engagement signals community resilience rather than short-term hype.
Nobody can guarantee 2026 outcomes, and anyone who does is selling people a feeling, not information. All investors can do is track which narratives survive ugly markets.
The short version:
Digitapās best crypto to buy 2026 angle is this: if the next phase of crypto growth is driven by payments, stable settlement, and real-world utility, then projects built around stablecoin rails and banking workflows may have a cleaner narrative than tokens that exist only to be traded.
Bitcoin slipping below $90,000 on AI-profit worries is a reminder that crypto still trades like a high-volatility risk asset when macro sentiment turns.
In that kind of environment, Digitap is designed to be defensive: stablecoin rails, a usable banking app, and a $TAP narrative tied to utility instead of pure hype. If 2026 rewards projects that help people move and spend money, not just speculate, thatās the lane Digitap is trying to own.
Discover how Digitap is unifying cash and crypto by checking out their project here:
Presale:https://presale.digitap.app
Website:https://digitap.app
Social:https://linktr.ee/digitap.app
Win $250K:https://gleam.io/bfpzx/digitap-250000-giveaway
This article is not intended as financial advice. Educational purposes only.
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