Stellar (XLM) - Fundamental Analysis March 2026

Stellar's payments-first blockchain – here's the latest: • Launched 31 July 2014 with a focus on fast, low-cost cross-border payments and financial inclusion • Uses unique Stellar Consensus Protocol (SCP) for 3-5 second finality and sub-cent transaction fees • Total supply capped at 50B XLM after 55B token burn in November 2019, with ~33B currently circulating • Key partnerships include PayPal (PYUSD), Franklin Templeton ($270M fund), and MoneyGram for remittances • Soroban smart contract launch (January 2025) drove DeFi TVL to $2B and targets 5,000 TPS capacity