Here’s XRP Price in 5 Years if 30% of Ripple Treasury go On-Chain According to Brad Garlinghouse

What to know:

• Ripple treasury ambitions spark bold new XRP valuation predictions across cryptocurrency markets.
• Vincent Van Code links Ripple’s growth strategy with a possible $80 XRP price range.
• Brad Garlinghouse treasury comments ignite renewed long-term optimism throughout XRP community.

Crypto commentator Vincent Van Code sparked renewed excitement across the XRP community after responding to an interview clip shared by crypto analyst ChartNerd featuring Ripple CEO Brad Garlinghouse. In the post on X, Van Code connected Ripple’s expanding treasury ambitions with a possible XRP valuation of $80 within the next five years.

Ripple Treasury Projection Fuels $80 XRP Prediction

ChartNerd recently shared part of Garlinghouse’s interview from the Consensus 2026 event, where the Ripple CEO discussed the future of tokenized treasury markets. According to Garlinghouse,  more than 30% of the $13 trillion Ripple Treasury is expected to move on-chain within the next five years.

The Ripple CEO also referenced American Airlines as a prime client while discussing how blockchain infrastructure may reduce settlement friction and improve payment efficiency across financial systems. Consequently, the interview quickly gained traction across the XRP community as investors revisited Ripple’s institutional strategy.

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Shortly afterward, Van Code responded directly to the interview with his own XRP valuation model. According to the commentator, 30% of the treasury market represents nearly $5 trillion potentially flowing through blockchain infrastructure.

Additionally, he linked that estimate with Ripple’s Federal Reserve master account exposure and XRP’s escrow release structure. He argued that XRP could theoretically average around $80 if Garlinghouse’s Treasury prediction comes through within the next 5 years.

The commentator also estimated that XRP’s valuation could eventually approach $5 trillion within roughly 60 months under those conditions. Consequently, the projection spread rapidly across social media platforms as XRP supporters discussed long-term institutional adoption scenarios.

XRP Utility Narrative Gains Institutional Attention

Interest surrounding XRP’s institutional utility also gained interest following Van Code’s response. Several XRP supporters argued that tokenized treasury markets may require blockchain systems capable of operating continuously across global financial sectors.

Moreover, Ripple’s ongoing partnerships and institutional payment initiatives strengthened speculation surrounding XRP’s future role within tokenized finance. Community members also pointed toward Ripple’s focus on settlement efficiency as another factor supporting long-term adoption expectations.

However, some analysts maintained a cautious position regarding the $80 target despite acknowledging Ripple’s institutional progress. Critics argued that regulatory uncertainty, infrastructure adoption, and blockchain competition could still influence the pace of treasury tokenization.

Brad Garlinghouse’s comments regarding tokenized treasury markets have intensified speculation surrounding XRP’s long-term valuation potential. Although the $80 projection remains speculative, Ripple’s institutional treasury strategy continues to strengthen discussions surrounding XRP adoption within future financial infrastructure.

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The post Here’s XRP Price in 5 Years if 30% of Ripple Treasury go On-Chain According to Brad Garlinghouse appeared first on 36Crypto.