XRP Holders Can Now Earn Juicy 5% APY On Bybit’s XRPfi

Bybit, one of the largest crypto exchanges across the globe by daily trading volumes, has just launched a fixed-term yield product dedicated to Ripple’s native XRP token. This allows the customers of the second largest crypto exchange to earn up to 5% APY on their idle XRP assets in a 90-term investment plan.

This features a 2.5% base rate & a 2.5% bonus yield for the three-month promotion campaign, distributing the returns in one single payout during maturity. A 30,000 XRP incentive pool was launched on April 13, 2026 to spark up the campaign - crypto enthusiasts can take advantage of this opportunity until July 12, 2026.

A recent press release shared with DailyCoin’s editorial team announced Bybit’s partnership with Doppler Finance for this deed. While this is staked via Doppler Finance, the customer retains full custody over the XRP assets, as it’s still kept within Bybit’s reserves rather than a transfer to a decentralized finance (DeFi) liquidity pool.

As this happened, Ripple’s XRP token spurred by 5% in the 24-hour time-frame towards $1.36 as Bitcoin (BTC) briefly reclaimed $75,000. Bolstering the fixed-term saving model, Bybit is adding this fixed-term XRP savings product for all eligible customers across the globe, including the European Union (EU), while Sharia-Law compliant accounts are excluded.

With XRP’s volatility compressing among multiple time-frames, market connoisseurs are closely watching whether this would tip-off into a broader XRP price expansion. For now, the 63% XRP reversal from the all-time high inked last year remains a divergence line that’s yet to be crossed if the regulation cards fall in place.

With the senate debating the Clarity Act this week, XRP’s future in terms of institutional adoption is likely to be decided behind closed doors sometime in the near future.

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