XRP vs. XLM: Ripple’s Big Statement on ETFs Reveals Why Institutions Are Choosing One Over the Other

XRP and Stellar (XLM) compete for the same cross‑border payments corridor. Both are fast, cheap, and built for settlement. But their paths have split dramatically. XRP just received a commodity classification. XLM did not. That single regulatory difference is now reshaping institutional capital flows. Ripple released a detailed statement explaining how XRP became one of