As tariff fears trigger a possible XRP sell-off, traders look to MUTM for stability and growth

Uncertainty continues to weigh on the crypto market, and XRP is once again at the center of it.

Traders are on edge following signals of a possible breakdown, triggered by global macro pressure and upcoming tariffs.

As concern builds over a potential 40% decline in XRP’s value, attention is quickly shifting elsewhere—toward earlier-stage tokens that aren’t just chasing hype, but offering structure, access, and long-term upside.

One project stepping confidently into that spotlight is Mutuum Finance (MUTM). While older altcoins struggle with resistance and fading sentiment, Mutuum is building momentum—and it’s still early.

XRP’s warning signs emerge

XRP’s weekly chart has been forming a descending triangle, a pattern often viewed as a precursor to downward price action.

Combined with macroeconomic pressures—particularly new tariffs from the U.S. set to go live in April—risk assets are showing signs of retreat.

The odds of a rate cut have also fallen sharply, reducing the appetite for volatile positions.

While some traders are holding out for a bounce, others are already rotating into fresh opportunities.

With XRP currently hovering above key support levels, even a slight breakdown could lead to a steep correction.

That possibility has investors eyeing safer entries with more upside—like MUTM.

Mutuum Finance gains ground

Mutuum Finance is still in its presale phase, but its traction is undeniable.

With over $5.8 million raised and more than 7,500 holders on board, the project has entered its fourth phase at a token price of $0.025.

Previous phases sold out quickly, and interest is only accelerating as the next price increase to $0.03 approaches.

What’s driving this momentum? For many, it’s the low entry price paired with a growing ecosystem.

Others are drawn by the long-term potential—Mutuum isn’t a meme or trend-chaser. It’s a DeFi protocol built for real-world lending, borrowing, and yield generation.

Unlike many presale tokens that rely solely on marketing buzz, MUTM is backed by practical mechanics.

One of the key features is the mtToken system. When users supply assets to the protocol, they receive mtTokens in return—these represent their deposits and accrue interest over time.

Holders can either store them for passive earnings or use them within other DeFi applications.

This model gives suppliers a way to earn without trading or locking assets long term.

But it doesn’t stop there—Mutuum also includes a buy-and-distribute mechanism, where a portion of protocol fees is used to purchase MUTM from the open market and redistribute it to active users.

This creates constant buy pressure while rewarding commitment, especially for those who stake their mtTokens.

Mutuum supports both Peer-to-Contract (P2C) and Peer-to-Peer (P2P) lending.

P2C allows users to supply assets into shared liquidity pools, while P2P offers direct loan agreements between users—with the flexibility to support assets like SHIB or DOGE that aren’t available in pooled contracts.

This dual system gives both conservative and more adventurous users options tailored to their strategies.

To add to the excitement, the team plans to launch a beta version of the platform alongside the token release.

That means real utility on day one—not just promises.

With functionality live, demand is expected to surge, and analysts are already projecting a launch price of $0.30. From the current presale price, that would be a 1,100% increase.

To put that into perspective: a $500 investment at $0.025 would give you 20,000 MUTM tokens.

When the token hits $0.30 by launch, that holding would be worth $6,000—and that’s before factoring in any long-term growth or rewards.

Mutuum is also running a $100,000 giveaway, further boosting engagement ahead of the platform rollout.

With clear participation rules on the official site, early investors have another reason to get involved now—before the next phase closes.

With XRP flashing red and market uncertainty rising, investors are making moves—looking for protocols with strong foundations, working mechanics, and room to grow.

Mutuum Finance fits the bill. Between its reward structure, real DeFi tools, and early price entry, MUTM is shaping up to be one of the strongest long-term holds of the year.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.finance/

Linktree: https://linktr.ee/mutuumfinance

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