Alchemy Pay’s Telegram integration lets Walt users buy crypto in 173 countries

Walt users in 173 countries can now buy and sell supported cryptocurrencies without leaving the Telegram-based app through Alchemy Pay’s integration. The payment provider said in its November 3, 2026 announcement that the service connects traditional payment methods with Walt, removing the need to buy crypto on a separate exchange before transferring it into the app.

Key takeaways

• Walt’s payment connection covers more than 50 fiat currencies.
• Available payment methods depend on the user’s market.
• Walt manages private keys, unlike Telegram’s separate Money wallet.
• Walt’s AI trading tools support user-directed perpetual futures trades.

Alchemy Pay’s Telegram integration adds fiat payments to Walt

The integration supports more than 50 fiat currencies through a network of over 300 payment channels. Users can access Visa and Mastercard payments, bank transfers and mobile wallets, subject to availability in their market.

Alchemy Pay’s service works in both directions. Its fiat-to-crypto on-ramp lets users purchase supported digital assets with traditional money, while the crypto-to-fiat off-ramp lets them sell those assets and receive fiat currency.

For users of Walt, a digital asset platform backed by The Open Platform, Alchemy Pay’s integration brings those payment functions directly into the Telegram-based service. Purchases no longer require the separate exchange-and-transfer process described in the announcement.

Walt combines crypto assets with AI trading tools

Walt supports more than 300 cryptocurrencies across four blockchains, with over 200 assets available for trading. The platform also provides yield products, tokenized stocks, exchange-traded funds, precious metals, and perpetual futures linked to crypto and other asset classes.

On October 20, 2026, Walt introduced AI-assisted trading for perpetual futures. Users can interact with trading functions through ChatGPT, Claude and Mira. Walt said connected AI agents can assess market information, examine open positions and place trades following users’ instructions.

The feature followed the introduction of perpetual futures through Lighter in April, which brought leveraged trading into the app. In February, Walt had added a decentralized finance account offering on-chain yield opportunities for Bitcoin, Ethereum and USDT.

Founder and CEO Andrew Rogozov has also outlined product-development plans for crypto cards and additional artificial intelligence tools.

Walt operates separately from Telegram’s Money wallet

Walt is an independent custodial service under The Open Platform, not Telegram’s native wallet. Telegram’s own team develops Money, a non-custodial wallet focused on basic crypto transactions and payments.

The distinction is who controls the keys: Walt manages users’ private keys, while Money leaves users in control of their digital assets.

Previously called Wallet in Telegram, Walt adopted its current name on September 28, 2026. The rebrand followed its expansion beyond a service mainly used for buying and holding Bitcoin and Toncoin.

Walt’s support documentation identifies @walt as its Telegram account, while @wallet still directs customers to the service. Existing users kept their balances, transaction records and wallet addresses through the change, without opening replacement accounts or repeating verification.

Walt has said the two services can function alongside one another, with its platform also offering a way to fund Telegram’s native wallet.

Alchemy Pay builds on earlier payment partnerships

Alchemy Pay said it holds 19 US Money Transmitter Licenses, plus licenses and registrations spanning Southeast Asian markets, South Korea, Europe and the UK.

This Walt integration on Telegram builds on prior efforts within the same ecosystem, since Alchemy Pay had already rolled out crypto payment services via The Open Network, the blockchain network linked to Telegram, in September 2024.

A March 2025 partnership with Ledger brought its payment services to Ledger Live. That connection enabled crypto purchases and sales using conventional payment methods inside Ledger’s desktop and mobile application.

In September 2025, Alchemy Pay also launched a tokenized investment platform with xStocks. It offered more than 60 tokenized US stocks and exchange-traded funds, with fractional purchases starting at $1 through bank transfers, credit cards and mobile payment services.

Article produced with the assistance of artificial intelligence and reviewed by the editorial team.